(Expired)Chase Sapphire Preferred and Reserve: Increased 75K offers available

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Update 6/14/24: As often happens with Chase, while the public links for these 75K offers are now dead, referrals are still showing them. We have referral links that go to the 75K offers on our best offers page, but if you can manage a household referral, that will always be the better option as you’ll get an extra 10K for the referral.


Last week, we posted about in-branch welcome offers that would be available this week for Chase Sapphire Preferred (CSP) and Sapphire Reserve (CSR) cards.

Today, there are also increased online welcome offers available on both cards, each of which offers 75K Ultimate Rewards points after completing $4,000 in minimum spend.

This equals the in-branch offer for the CSR, but comes in 10K below what’s available at a Chase location for the CSP. That said, both are still 15K above the previous, publicly-available offer and there’s no need to leave the comfort of your couch to apply.

Complete Guide to Chase Ultimate Rewards

The Offer & Key Card Details

Card Offer and Details
60K Points ⓘ Affiliate
60K after $4K spend in 3 months
$95 Annual Fee
Alternate Offer: There may be elevated offers available by applying in-branch
A similar offer with the first year annual fee waived may be found in-branch. YMMV.
FM Mini Review: Great signup bonus. Unlocks ability to transfer points to hotel & airline partners. Solid option to pair with fee-free Ultimate Rewards cards such as the Freedom cards, Ink Business Cash, and Ink Business Unlimited.
Earning rate: 5X Travel booked through Chase Travel℠ (2X all other travel) ✦ 3X Dining ✦ 3X Select streaming services ✦ 3X Online grocery ✦ 5X Lyft (through March 2025) ✦ 10% annual point bonus
Base: 1X (1.5%)
Travel: 2X (3%)
Dine: 3X (4.5%)
Other: 3X (4.5%)
Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees.
Noteworthy perks: Primary auto rental collision damage waiver ✦ Free DashPass through 2025 ✦ Transfer points to airline & hotel partners ✦ $50 annual credit for hotel stays booked through Chase ✦ $15 quarterly Instacart credit ✦ 6 months free Instacart+
Card Offer and Details
60K Points ⓘ Affiliate
60K after $4K spend in 3 months
$550 Annual Fee
Recent better offer: Expired 12/1/22: 80K after $4K spend
FM Mini Review: Excellent all-around card for frequent traveler. Best when paired with no-fee Chase Freedom Flex, no-fee Freedom Unlimited & no-fee Chase Ink Cash Click here for our complete card review
Earning rate: 10X hotels & car rentals booked through Chase Travel℠ ✦ 10X Chase Dining ✦ 5X flights booked through Chase ✦ 3X Travel and Dining ✦ 10X Lyft (through March 2025)
Base: 1X (1.5%)
Travel: 3X (4.5%)
Dine: 3X (4.5%)
Other: 10X (15%)
Card Info: Visa Infinite issued by Chase. This card has no foreign currency conversion fees.
Noteworthy perks: $300 Annual Travel Credit ✦ Points worth 1.5 cents each towards travel when booked through the Chase Travel(SM) Portal✦ Transfer points to airline & hotel partners ✦ Primary auto rental collision damage waiver ✦ Priority Pass Select lounge access ✦ Access Sapphire Lounges for yourself and 2 guests for free ✦ Up to $100 Global Entry fee credit ✦ $5 monthly DoorDash in-app credit through December 2024 ✦ Free DashPass through 2025 ✦ Earn 10X on Lyft spend✦ Free Lyft Pink All Access Memberhsip through December 2024 ✦ $15 monthly Instacart credit ✦ 12 months free Instacart+

Quick Thoughts

Earning 75,000 Ultimate Rewards points after $4,000 of spend is an excellent offer, especially since both cards provide the ability to transfer to travel partners.

Do note that there’s currently an offer giving 85,000 Ultimate Rewards on the Sapphire Preferred when applying in a Chase branch. If you have any Chase locations near you, it might be worth the effort to apply via a banker in order to earn those 10,000 additional transferable points.

Currently, referral links go to the less-appealing 60K public offer. However, if that increases, a household referral would add another 10,000 points to the total haul, so if you’re in a 2-player household and already have a Sapphire Preferred or Reserve, it may be worth holding off for a bit to see whether or not this 75K offer eventually comes online.

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Got approved 7/24. Curiously got a pop up saying i am not eligible for bonus based on the number of applications etc. (Amex style) continue if you are ok. Did try to get a data point.
Note: did not say i previously had this card or sapphire card (which i did not).


Any news on when the csp 85k in-branch offer is ending?

[…] 【2024.6 更新】根据各大博主的消息,这个offer可能将于6.22过期,想申请这张卡的朋友们可以抓紧时间。 […]


I am always a little leery about applying for chase cards. They’re a more difficult to get approvals than AMEX in my experience. I recently added an ink cash business card in early may and the Hyatt card in Feb. I have the reserve currently since 2016. If I downgrade the reserve to the freedom family and then reapply for a preferred I don’t want to get denied and then have no cards that enable transfer to parters. Given this recent activity should I wait until next year to do this?


Any info on when this offer will expire?


I have a Sapphire authorized user card. Do I need to get rid of it to take advantage of this offer?



Gregg G

As always thanks for your transparency and honesty in acknowledging the higher branch offer of 85K. I’m pretty sure you are the only blog that does this. I snagged the 85K offer today at the branch thanks to you. Keep up the great work and thank you for all that you do!


I just sent a message to Chase regarding this offer not coming up on my referral link, instead it shows the 60k . Why is that you can get the referral bonus and I can’t for my husband??


Did they reply? My P2 referral link also shows 60K. Will wait until tomorrow morning or will go to the branch and apply


no reply yet takes at least a day, just want Frequent Miler to answer how does he get a referral link that shows the 75k but I can’t.


FM has an affiliate link not referral link. also in branch offer is 75k for 4k spend in 3 months and additional 10k for 2K spend in 6 months. On the second thought maybe It is better to use a referral link from a p2 or just apply online for 75k. Additional 2K spend for 10k points doesn’t sound exciting.

Last edited 1 month ago by Dips

ok thanks for the explanation


I think we’ll see the referral link change within a week or 2, like last year. I’m waiting to refer, although referrals used to get 15k and now only get 10k.


Just apply with the referral link for 60k and then ask them to match the sign up bonus


P2 has CSP and old Freedom both 10+ years. I have AU for both. If I apply for my own CSP card do I keep the AU card? I was thinking of getting the Freedom Flex and the CSP. Which should I apply for first? Right now I only have an old Barclay Red Aviator and a new, since March, Amex Aspire. Thanks.


Yes, you can keep the AU card and apply for your own card. I’d get the CSP first, because this offer doesn’t come up often.

[…] May 2, 2024: A new Chase Sapphire Preferred® Card offer has started appearing online. Thanks to Frequent Miler for flagging […]


I applied for and received the Chase sapphire less than two weeks ago at 65K points . Would they honor the 75K if I called?


Yes, I’ve read a lot of times they will adjust it. I would recommend talking to someone in a branch. Good luck!




I recently got the AMEX Consumer Platinum. Should I still apply for these Chase cards. Trying to scratch my brain to come up with a very compelling reason to do so. Or would it better if my wife applies for this? So we have 2 premium cards in the household?


I wouldn’t be without my chase cards. With the sapphire you can transfer to Hyatt, Southwest, United etc


Question: I’m considering applying for the Ink Preferred ( I currently have Ink Cash Sapphire Reserve, Flex and Unlimited). I’d like to eventually ditch the Reserve prior to the annual fee next year.

I transfer all my points currently into the Reserve account. If I get the Preferred, can I transfer all of those points to the Preferred card and then cancel Reserve?

Down the road I would apply for the Sapphire Preferred but I want to do each step correctly so I don’t lose points


You can’t hold 2 Sapphire cards at the same time.