Citi is out with an online public 100K offer for the Strata Elite card. Previously, to get a 100K offer, it was necessary to go in-branch or to request an application from a Citi banker. The only downside is that the new offer requires $2,000 more spend in the first 3 months: $6,000 instead of $4,000.
| Card Offer and Details |
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 ⓘ $1274 1st Yr Value Estimate$200 Blacklane credit valued at $80, $200 "Splurge" credit valued at $160, $300 hotel credit via Citi Travel valued at $180 Click to learn about first year value estimates 100K Points Non-AffiliateThis is NOT an affiliate offer. 100,000 points after $6,000 spend in the first 3 months.$595 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Excellent portfolio of transfer partners, but mediocre bonus categories and a so-so group of credits. Recommend pairing this with Citi Premier and/or Double Cash. Click here for our complete card review Earning rate: 12X hotels, car rentals and attractions booked through Citi Travel ✦ 6X airfare booked through Citi Travel ✦ 6X dining between 6pm and 6am EST Fridays and Saturdays ✦ 3X dining all other times ✦ 1.5X everywhere else Card Info: Mastercard World Legend issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: Transfer points to airline and hotel partners ✦ $300 annual (calendar year) hotel credit on a stay of 2 nights or more when booked with Citi Travel ✦ $200 in annual (calendar year) statement credits on your choice of up to 2 of: 1stDibs, American Airlines, Best Buy®, Future Personal Training, or Live Nation ✦ $200 in annual private chauffeur credit with Blacklane ($100 Jan-June and July-Dec) ✦ Priority Pass Select membership with two free guests (no restaurants) ✦ 4 American Airlines Admirals Club passes per calendar year (for one adult and up to three children) ✦ $120 Global Entry® or TSA PreCheck® application fee credit ✦ Travel protections ✦ $145 annual fee rebate for CitiGold and Citi Private Client members See also: Citi ThankYou Rewards Complete Guide |
Quick Thoughts
While the card may not be for everyone long-term, this card offers an amazing amount of value in the first year of card membership. If you can handle the $6K spend requirement, it’s a great deal.
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Can you book hotels the following calendar year and get the $300 credit?
Is there any intel on how long the offer will last? Do they normally notify when an increased offer is going to end like Chase sometimes does?
No intel, and no Citi doesn’t usually let us know ahead of time.
The link to the full card review is pointing to premier not elite.
Yikes! It sure was! Thanks for letting us know. That’s now fixed.
I applied in branch in September and got a ” we need more information. We will send a letter in 7-10 business days.” I’m a current Citi cardholder so they can see 20 years of payment history. I never got the letter. Pretty much standard ShitiBank Customer Service.
It’s 100k with $4k spend, at least for me, if I apply via my private banker. Was told this a couple days ago.
Nice to see this made easy to access. Also, since they just put it up now, probably a good chance it sticks around at least for a few months.
Could be good to “triple-dip” credits if you apply sometime in December. Can use the $200 splurge and $300 hotel credits in each of calendar 2025, 2026, and 2027. And then once the 2nd annual fee is charged, can cancel or downgrade in early 2027 when you would still be within Citi’s 37-day grace period.
I signed up under the original 80K signup bonus offer. 20K additional points is a sizable difference, if only we’d known.
I find the hotel redemption waaayy out of line with the other portals. But I like 100k transferable points.
Is there a way to get the old offer with $4k spend?
yes – see my comment above
Wow oh, great timing, sometimes you get a little l lucky – hopefully they have dealt with thier KYC compliance concerns, seems like DP have slowed lately.