Citi ThankYou Spending Bonus: Earn 5x In Select Categories (Targeted)


Barclays isn’t alone in sending out targeted spending offers for some of its credit cardholders. Citi has sent out targeted emails today offering some cardholders a total of 5 ThankYou points per dollar spent in certain categories such as computer and electronic stores.

Citi ThankYou 5x Bonus

The Deal

  • Use your card to earn 5 ThankYou Points per $1 spent, up to 2,500 points, through 05/31/2020 on eligible purchases you make at:
    • Clothing Stores
    • Computer & Electronics Stores
    • Department Stores
    • Toy Stores

Key Terms

  • This offer starts upon enrollment and will end on 05/31/2020.
  • Earnings associated with this program will equal 4 bonus ThankYou Point(s) per $1 spent on eligible purchases and may overlap with other special offers in which you are currently enrolled.
  • Bonus points awarded with this offer are subject to a maximum of 2,500 additional points.
  • This offer excludes purchases made at discount stores, supercenters and warehouses.
  • Clothing Stores are classified as merchants that sell clothing and accessories geared toward a specific audience. Computer & Electronics Stores are classified as merchants that sell, repair or lease a wide variety of electronic goods, including computer hardware, software and related equipment. Department Stores are classified as merchants that provide a general line of merchandise from departments that usually have separate checkout counters. Toy Stores are classified as merchants that sell toys and games.
  • ThankYou Points earned will be posted to the primary cardmember’s account in 1-2 billing cycles.

Quick Thoughts

I received this offer on my Citi Premier card, but it’s likely that other Citi cardholders, such as Prestige and possibly co-branded cards, will receive similar offers. The fact that computer and electronics stores are eligible retailers is particularly interesting seeing as that’ll include Best Buy.

One thing to note is that this offer is valid on $625 of spend rather than $500. There’s a limit of 2,500 additional points, but that’s calculated based on the bonus earnings of 4x, rather than the total of 5x you’d receive due to the standard 1x earned per dollar.

With an expiry date of May 31, that gives three months to meet the spending requirements, so that’ll hopefully be enough time to max this out if you’re targeted.

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[…] recently covered spending bonuses being issued by Citi and Barclays; now Bank of America is getting in on the act. A reader has let us know about a couple […]


I also got it on our AAdvantage biz cards for same 5X but only for Eletronic & Computer stores.

On Saturday, I asked Nick about the MCC (Merchant code classification) for Newegg as this was as easy no brainer for VGC/MCGC for easy TYP & AA miles for computer store.


Newegg has an oddball MCC when I use the Visa supplier locator (which lists MCC based on street address) For Newegg Inc Internet (MCC is 5532 which is Automotive Tires) when plugging in the Newegg address 17560 ROWLAND ST, CITY OF INDUSTRY, CA.

But two other listing are 5732, 5734 which should code as bonus code category



Visa Supplier locator website


I received this offer on my prestige with 5X on gas stations, grocery, drug stores, and mass transit.