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I recently completed the TY points Citigold promotion. Started in August, didn’t get the points to post until March 1st! It took 8 phone calls and several chats. Several times I confirmed the promotion (though each time I called they asked for the promotion again, odd?) and was told the points would post and they didn’t. The first 5 months I wasn’t charged $30 and then the last 2 months I was.


Just called Citi and was told this was a targeted offer an I’m not eligible. Anybody have luck applying online anyways with the AA promo code and still getting miles?

When I start the application process the code gets accepted & the disclosure statement pops up with the promo spelled out. Would hate to waste time and $1000 opportunity cost to find out I’m still not valid.


I never called, just applied online. Took lots of screenshots as I was applying and sent a Secure Message once my account was open to confirm that the offer was attached to my account. I also did the same after I completed the requirements. I suggest you do the same. If they can’t confirm that the offer is attached via secure message you can just cancel the account.

[…] Earn 50K AAdvantage or 40K ThankYou Points for Opening a Citi Checking Account […]

[…] Earn 50K AAdvantage or 40K ThankYou Points for Opening a Citi Checking Account […]


I just called and opened a Citigold account. When I tried to fund with my credit card, the rep told me that he can’t process it due to the system issue. They are trying to fix it. Does anyone experience the same situation as me?
Another question. How do you receive 50K AAdvantage miles? After I hanged up, I realized that I didn’t give the rep my aadvantage number during the application process. Did I miss something?


Few updates:
1. Citi does issue 1099’s only if the payout is in cash. If you redeem over $600 in reward points on a AA flight this does not trigger a 1099. Same if you are issued 50k AA miles Citi does not issue a valuation of dollars/mile to trigger a 1099.

2. Citi credit crds supposedly as of February 9 have stopped being eligible for MS funding.
Can you verify this or provide a workaround to FUND with Citi CC when enrolling in CG Checking account promotion.



I’ve already got the Citigold checking account with the 40k TY promotion. Can I also do the AA promotion? Two checking accounts?


Data point – Just signed up for the account using the code for 50,000 AAdvantage miles. There was a Promotion Disclosure link on the left side of the screen as I was opening the account, and when I clicked on it, it confirmed the promotion (saved it as PDF for future reference). Chatted with an agent right after I opened the account and he confirmed that the offer was attached as well (saved this too). Will be funding my account with my brand new AAdvantage card. The weird thing is, when I tried to set the cash advance to $0, the rep told me the lowest he could go was $750?

Do you recommend maxing out my Citi AAdvantage card when funding this account to get the most points possible? Is there any downside to maxing out the credit card?


Thank you by the way 🙂 Awesome deal!


I also tried to lower my cash advance limit to $0, but the lowest they would let me go is $750.


Data point: I already had the citi gold just recently with the 30k aadvantage offer (even though I was not targeted). So I wanted my husband to take advantage of this one. He’s never had a citi gold checking account and he does have a citi platinum aadvantage credit card. He called the number in this post and the lady, though nice, said the offer was targeted and he had to follow the instructions in the email or letter he got. I am not really sure whether he was targeted or not as he has not been looking out for the offer. I was a bit discouraged by that but we still went into his account and decided to give it a try and open a citi gold checking account after being logged into his account. We entered the promo code in the main page as we were opening the account, and saw an attachment that referred to the promotion being available. So I saved it to the desktop for future reference. We finished opening the account, including deferring the funding to a credit card, and when the process was finished there was that link again that said “promotional offer”, I clicked on it and this offer was there, associated with the account!


After receiving a mailed targeted offer, I applied online last month and was denied an account. I thought I had answered all of the identity verification questions correctly.

Two days ago, I received another targeted offer via email. Do you think I should try again online or over the phone? Do I have a better chance over the phone?


Not working even in incognito mode. The actual promo ended Dec. 31, so if this is a new one and real then it is highly targeted.


I already have a citi checking account. If I close mine and open a citigold, am I eligible for this offer?


I’ve seen several reports now on the pages reporting on this about people calling in and being told that they don’t qualify as they weren’t targeted. Any word on people’s experience with this? I’m not sure whether to call and check or just apply online using the code and see what happens. Has anyone done one of those and ended up not getting the bonus?


I think I screwed up. I opened account online, but I don’t have AA credit card. Should I quickly apply for a credit card now or is it too late?


But then again — does this application counted in the same basked as CC apps? I had 2 CC apps this month — so should I wait or should I go?


I have one question here:
Is it possible to use Plastiq or other similar services to reach the $1000 spending?
It would seem like it is not possible but would be great if somebody can confirm or knows any alternative way.

On their website in the T&C page ( they state:

Qualifying bill payments are those made using Citibank® Online, Citi Mobile® or CitiPhone Banking®. Bills paid by making a transfer between linked accounts and/or transfer payments made to accounts within Citibank or to accounts with Citibank affiliates do not qualify as bill payments for this offer.


Is there any reason why buying MO’s at a grocery store wouldn’t quality for the debit card spend?


The offer code you entered is invalid.
Please check the offer code and try again.

vicki sherouse

Just called. I wasn’t targeted. She said you would get a mailed promotion otherwise even if you opened account you wouldn’t get the miles. Sort of a waste of time.


Do you have to receive a targeted offer?

Does any Citi Aadvantage credit card, as the Bronze quality you?


Can authorized users open an account or only main account holder


Can husband and wife do this separately?

Eddy Cue

So the big question, can we churn this? Opened a Citigold in June 2015 and downgraded to Basic

Sarah N.

Have you received a 1099 for the account you opened in June?

Eddy Cue