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There’s a new Citi Merchant Offer out that gives 4% back on purchases at Giftcards.com. This will stack nicely with earnings from shopping portals as well as the occasional sales that they run.
The Deal
- Get 4% back as a statement credit on targeted Citi cards when making purchases from Giftcards.com (maxes out on $750 in purchases).
- Max cashback of $30
- 2 redemptions per cardholder
- Direct link to Citi Merchant Offers.
Key Terms
- Expires November 10, 2024.
- Limit 2 redemptions per cardholder for duration of offer.
- Maximum Cash Back of $30.
- Only US-issued payment cards are eligible to enroll and earn.
- Online purchases made with a virtual card may not qualify for cashback rewards.
- Online offers are not valid for in store purchases and may not be combined with other Citi offers.
- Limit 1 redemption per offer link.
- A linked offer that has not been redeemed will automatically expire 45 days after it is linked or re-linked, or on the date the offer itself ends, whichever is sooner.
Quick Thoughts
The maximum load on Visa and Mastercard gift cards from Giftcards.com is only $250 nowadays, with purchase fees being $5.95. The cashback from this Citi Offer therefore more than covers the purchase fee, not to mention the rewards you can earn through a shopping portals.
Giftcards.com also sometimes runs sales, giving discounts on Visa and/or Mastercard gift cards, as well as discounts on third party gift cards like Lowe’s, Instacart, Carter’s and more.
Note that with this Citi Offer you can use it twice per credit card it’s loaded to. Citi Offers are unlike Amex Offers where you can only load an offer to one card. Instead, they’re more like Chase Offers as you can load it to each card you’re targeted for and redeem the offer on each of those cards if you want.
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There was actually an 8% cash back two months ago. I though it was too good to be true since there were no visible restrictions attached. In hindsight I should have maxed out my credit limit!
I got that too but it didn’t track for me
I remember awhile ago Nick mentioning on the podcast that the giftcards.com Citi offers didn’t consistently track correctly. Any recent data points on this?
Nothing recent, but I definitely have experience of it not working.
Same, I never got the cash back for this offer, but lately merchant offers have been working for me.