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The cash back portal, Ebates, now offers a Visa credit card that gives you an additional 3% cash back on qualifying purchases made through their portal.
One way to take advantage of this is to go through the Ebates portal to buy American Express gift cards for 1% cash back:
If you pay with your EBates credit card, you should get a total of 4% cash back. Then, use those gift cards for day to day spend.
If you’re new to Ebates, please find a signup link here.
For more about Amex gift cards, please see: Everything you ever wanted to know about Amex gift cards.
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Seems to me this is currently the best cash back option out there – when going through Ebates’ app on a 2% offering. Has anyone tried this?
[…] How to earn 4% cash back on all spend […]
[…] How to earn 4% cash back on all spend […]
@deborah, that makes sense. Amex doesn’t payout through portals when people use promo codes or buy cards in denominations about $2K. Its fine to order multiple $2K cards at once, but you probably won’t get paid if you buy a $3K card.
Can anyone confirm that they purchased Two $2000 Amex gift cards in one transaction and got their rebate. I’d rather not pay two shipping fees, but will, if need be to get my rebate.
Yes
Can anyone confirm they got a full 4% back using this method?
When using the ebates Visa cc, thru the ebates portal, I seem to be getting only 1% from ebates on AGC purchases of $2,000 personal cards, not 4%.
Credit card rewards are probably applied separately and with your credit card statement. Have you waited one or two statements to see what rewards show up?
All my ebates cash back posts to the MyAccount section of the ebates website. There is no separate cc statement with rewards, although the website has statement closing dates of 2/19 and 3/22.
Going back to my first $2k AGC purchase on 2/9/15, they all post at only 1% with no subsequent 3% added for using the ebates cc, as advertised. Any other data points you have?
Have you tried contacting support? You’re the first I’ve heard from that got this card and has tried using it for Amex gift cards
Being corrected now. Thanks
Any update on this Jacinto?
I tried this. At first it posted correctly, at 1% plus 3% but then amex reversed the rebates and I only got1% back for using my ebates cc. After inquiring through ebates, They told me it was because I used a coupon code (for free shipping). I’m going to try it again and see what happens.
[…] 今天偶然在网上（主要是这里和这里）逛到了一个可以 Everything 4% 的方法：Ebates Credit Card + AmEx Gift Cards，但是此卡刚推出不久，且中文论坛了里似乎很少见，于是写此文介绍一下。 […]
Updated verbiage
American Express® Gift Cards & Business Gift Cards: Cash Back is not available on gift card denominations over $2,000, PrePaid Card, PASS card. Cash Back is not available when any promotional coupon code is used. Cash Back is only available if a member doesn’t exceed $10,000 purchase every 14 days on Consumer Gift Cards. For Business gift cards, Cash Back will be available if a member doesn’t exceed $100,000 purchase every 14 days.
[…] This card earns 3% cash back for all purchases made through the EBates portal. The trick then is to go through the portal to buy American Express gift cards. You’ll earn 1% cash back from the portal and 3% cash back from the credit card for a total of 4% cash back! Use the Amex gift cards, then, to reload REDbird. See also: How to earn 4% cash back on all spend. […]
This is better then Ebates. You can now get up to 11% cash back for booking hotel online at http://www.freecashbacktoday.com
I intend to give this a try. I searched the program rules and did not find anything that would prevent the purchase of AMEX gift cards. This could change at any time though because they could simply change their exclusion list. http://www.ebates.com/help/storeexceptions.htm
Currently this is the verbage:
American Express® Gift Cards & Business Gift Cards: Cash Back is not available on PrePaid Card, PASS card. Cash Back is not available when any promotional coupon code is used. Cash Back is only available if a member doesn’t exceed $5,000 purchase every 14 days on Consumer Gift Cards. For Business gift cards, Cash Back will be available if a member doesn’t exceed $75,000 purchase every 14 days.
Great. I’d love to hear back from you about how it goes!
[…] HT to Frequent Miler […]
Credit pulls data base for Synchrony and GE Capital shows most pulls are for TransUnion but the few Experian makes me nervous. Maybe I’d do it if I free Ex first.
Issued by what bank?
Synchrony Bank
No way sustainable, IMO.
How can this be sustainable without an AGC exclusion? Portals are already very familiar with MSers.
Its probably not sustainable. I bet the EBates people who came up with this plan didn’t think of the Amex gc angle