With most ultra-premium cards it’s possible to simply add up how much you value each perk and see if it meets or exceeds the annual fee, but this card is mostly valuable for its high earning rate from spend… It’s definitely worth $495 in the first year due to the welcome bonus, but what about after that?
Is the Bilt Palladium card worth its $495 annual fee?
Watch here:
Or listen here (or click “Follow” on the player below to select your preferred podcast app instead):
(01:38) – Palladium Card details
Learn more about the Bilt Palladium card here
(02:37) – Bilt Cash
(06:03) – Is the Palladium card worth $495 in exchange for…
(06:35) – Consider other cards
(07:14) – Our take
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Music Credit – Annie Yoder





Not after the first year… without a sizable retention offer, gonna be a lot of downsizing and/or cancellations in February 2027… (oh, L3, how will ye shill…)