New Amex Business Platinum 200K referral offer is here & we need your links


There’s a new 200k referral offer available for the American Express Business Platinum card. This targeted offer gives 200,000 Membership Rewards points on $20,000 spend in the first 3 months and is only available via referral. This is the offer you’ll find on our Best Offers page as it’s the best one out there.

We’re once again collecting reader referral links for those who were targeted so we can share them with others. The details on how to participate with your link (if you are targeted) are below.


American Express Business Platinum 200,000 point referral offer

The Offer & Key Card Details

Click the name of the card below to go to our dedicated card page for more information and a link to apply.

Card Offer and Details
200K points after $20K spend in the first 3 months. Terms apply. (Rates & Fees)
$695 Annual Fee
Alternate Offer: Targeted online offer of 170K points after $15K spend in the first 3 months See this post for details.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review
Earning rate: 5X flights and prepaid hotels at ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply.
Base: 1X (1.55%)
Other: 1.5X (2.33%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ $100 Global Entry fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $189 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits

Quick Thoughts

This referral offer is targeted in that only some Business Platinum cardholders have the ability to generate a link good for it — but the offer itself is publicly available to anyone applying through a qualifying referral link (like the one on our Business Platinum card page).

Those Business Platinum cardholders who have the ability to generate a 200k link should see it advertised in the “refer a friend” section of their login – it shows the bonus that you’ll get as a Business Platinum cardholder and that your friend will get 200,000 bonus Membership Rewards points. If your offer shows 150k like the screenshot below, you’re not eligible. You’re also not eligible if you’re trying to refer from any card that isn’t the Business Platinum. You might sometimes see the 200k offer when referring from a different card, but those referrals never show 200k for everyone and so we can’t use them.

American Express Business Platinum 200,000 point referral offer - wrong offer

We want your 200k offer referral links

Here on Frequent Miler, our Best Credit Card Offers page always links to the best available welcome bonus, even if that’s not an affiliate link. The Best Offer for the Amex Business Platinum card through affiliate channels is for only 150,000 Membership Rewards points. That’s why you’ll see many other points and miles sites hawking that inferior version.

However, we always present the offer that allows new applicants to earn the best available bonus, even when it doesn’t benefit our site through affiliate commissions. Seeing as referral earnings are limited to 100,000 points per person and that’s maxed out after just a few referrals, we want to share the wealth by using readers’ referral links on the site. We need reader links for the 200k offer.

If you’d like to have your referral link shared on the Best Offers page, here’s what you need to do:

Step 1: Check your referral link

You can find your referral link here, or by logging in to your American Express account and scrolling down to the ‘Refer A Friend’ link at the bottom of the page and clicking on that. Note that you might need to change your card at the top of the referral page so that your Amex Business Platinum card is selected.

Before sharing your referral link, please ensure that it generates a link to the offer giving new applicants 200,000 Membership Rewards points after $20,000 in purchases. Not all Amex Business Platinum cardholders can generate that superior offer, so it’s worth checking first. If your referral link only shows the 200k offer when opening the referral link in certain ways or in certain browsers, your link won’t be eligible.

Step 2: Join the Frequent Miler Insiders Facebook group

If you’re already part of our Facebook group, you can skip this step. If you’re not a member though, you’ll need to join this group. Note that you’ll be asked a question or two (depending on if you try joining on mobile or desktop) to ensure you’re not a bot. Please answer that question(s), otherwise you won’t get admitted to the group in order to do step 3.

Step 3: Share your link on the dedicated thread

We have a dedicated thread set up to share your 200k link, so please leave your link as a reply to our first comment on this referral thread. We’ll then work our way through the them for as long as this increased offer is only available via referrals. We will rotate through links there regularly to try to give as many readers as possible a chance at picking up a referral bonus.

Comments on the blog with links automatically get caught in our spam filter and won’t post, so please don’t share your links in the comments here. It’ll just get deleted. Instead, that Facebook thread is the only place we’ll be accepting referral links (sorry if you’re not on Facebook).

Also, please don’t share a non-200k referral link as that’ll get deleted too. If you leave your link on the referral thread and it subsequently gets deleted by us, it’s because it either doesn’t always display the 200k offer or your link was left in the wrong place.

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Yesterday saw my referral pulled up 250k in Incognito mode. Are you interested i. that referral link.

Daniel A

What are the chances Amex will bring the 250k offer to referral? I’ve been trying and trying to get it and keep getting 200k 🙁 The $20k in 3 months is a reach for me so it’s got to be a great offer. And after reading about 250k and even 300k offers, this simply doesn’t cut it for me.


250K? But what’s the spend? $20K as well?

Daniel A

Yes. See the post with Greg’s Picks for details. It was first reported a month or two back. People are finding through incognito, VPN, etc. It’s typical Amex playing games. I hate them for it, but definitely not going to take anything less than the best offer.


$20K for 200K is indeed a lot, considering there is a 150K for $10K with the business gold card that’s readily available. Less points but half the spend, plus much lower annual fee.


Just got approved for 250k offer with $20k spend yesterday. Got it in incognito mode though.

David Johnson

Lifetime language?


Please put that in the articles moving forward it’s a very important detail.