Possible big targeted offers for adding employee cards


A reader reached out today to let us know that he was on the phone with Amex and the rep extended an amazing offer for adding employee cards on his Business Green card: 20,000 Membership Rewards points after $4K in purchases in the first 6 months on each employee card up to 99. I was initially skeptical that this was for multiple cards, but he confirms that the rep said up to 1,980,000 Membership Rewards points. I don’t know that this will be widely available and for that matter I don’t know that the rep wasn’t wrong, but if you have occasion to call Amex anyway, it might be worth asking whether there is any bonus available for adding employee cards.

The Deal

  • A reader reports receiving a phone offer to get 20,000 Membership Rewards points after $4K spend in the first 6 months for each employee card added to his Business Green card from American Express (up to 99 employees)
  • Note that this offer was targeted and it is possible that the rep had the details wrong

Quick Thoughts

We recently reported on a targeted offer to get 20,000 Membership Rewards points after adding an additional cardholder and spending $2,000 in the first 3 months on a personal Platinum card (and we’ve since seen offers of 10K after $1K for on the Gold card and 5K after $1K for additional cardholders on the Everyday Preferred card). This is the first I’ve heard of the offer on business cards.

On the consumer side, the terms indicate that you can only get the bonus once for the first additional cardholder who spends $2K (making it clear that if you add multiple additional cardholders, you’ll only get 20K points when the first one reaches $2K spend). I was thus skeptical of whether this offer was truly meant to be on each employee card. However, the combination of the points bonanaza we’ve seen lately from American Express and the fact that the rep called out the full 1,980,000 number associated with 99 employee cards indicates that it may be true. Keep in mind that phone reps are sometimes wrong, so don’t take this as the definitive word that this is possible, but it might be.

I’d treat this as a rumor that may be worth asking about unless we receive additional reports, but in the meantime it may be worth keeping your eye on your business card logins as well in case this gets electronically targeted.

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