There are credit cards out there which are not available new, but are still supported for those who already have them. In this episode, we have a prediction about a few cards that will soon be this kind of “collectible” card.
Coffee Break: Predicting the next credit card collectibles
(00:00) – What is a credit card collectible?
(00:54) – Chase IHG Rewards Club Select Credit Card
Learn more about the Chase IHG Rewards Club Select Card here.
(01:49) – Citi Prestige
Learn more about the Citi Prestige card here.
(04:17) – Capital One Venture One card
(07:36) – Ritz Card
Learn more about the Ritz Card here.
(09:31) – US Bank Altitude Reserve
Learn more about the US Bank Altitude Reserve card here.
Read about updates to the US Bank Altitude Reserve applications here.
(12:39) – Barclays Aviator Silver?
Learn more about the Barclays Aviator Silver card here: https://frequentmiler.com/aviatorsilver/
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Is anyone aware of a new US Bank account (as in, after Altitude Reserve application went away) being able to PC to Altitude Reserve?
This episode was interesting, and the Ritz Carlton credit card was intriguing. One question: if my player 2 has the card, but I am also on it, can I get into a lounge if I am traveling without her?
Yes. She can add you as an authorized user and request that you get your own Priority Pass card.
Thanks!
Has anyone been able to directly upgrade the Bold to the Ritz card? Called Chase twice today and was told no. Now I’m planning on pc’ing to Bountiful and trying to get the Ritz card from there
Did they give you any specific reason why it was denied? You need at least $10k in CL to change into the Ritz.
Both the reps said there was no PC offer available to the Ritz card when I had the Bold. I called back yesterday and they were able to pc to the Ritz from the Bountiful
Hmm…good data point. I PC into the Ritz from the Boundless. It looks like Chase might be requiring a Marriot card with an AF in order to PC into the Ritz.
I love the USB AR and got to see just how useful it was when traveling internationally for tap to pay (where the AMEX Gold grocery bonus is useless). Earned 3X on a lot of admission ticket purchases, bike rentals, etc. that would have all been 1X otherwise. It tends to get more card linked offers than my Chase cards do as well, though it misses out on some of the really valuable Chase ones of course.
Ritz card gets targeted for 5X gas/grocery/dining pretty often and the $300 airline fee reimbursement is easy to use – works surprisingly well on cheaper award flight taxes if you don’t have real bag and seat selection fees.
The Aviator Silver card lags these others in value. I have all three and despite the Aviator having the lowest annual fee of $199 (vs $400/$450) it’s my highest net annual fee because it’s been so much harder to use the credits! AA wifi isn’t worth purchasing on a short 1 hour flight and for longer flights the wifi either hasn’t worked or they were red-eyes where I want to sleep, not use a phone or computer. The snacks or food for purchase tend to sell out or be given out as an elite benefit very quickly in the first few cabin rows, and short flights don’t bother with the meal service.
I can see the value in spending to $20K for the double companion certificate and a 5K loyalty points boost and I originally intended to do just that, but the restrictions on using that voucher have shied me away from it. Too many black out dates around the travel times most likely for those locked to school schedules, and the domestic only restriction means it can’t even be used for a 3 hour flight down to Mexico City or Cancun. For now I think that spend is better utilized on Hilton cards to get an army of FNCs as Tim’s articles have outlined – I think a Hilton FNC is likely to be worth more than the Aviator Silver companion certificate, and it has more location and date flexibility.
Thoughtful topic
– Citi Prestige > Strata Elite, maintains mojo
– Citi has stated it wants Barclays AA credit portfolio, Aviator likely conversion to Citi
– USB has been on a devaluation trend for a year. Maybe the AR stays but redemption rate drops
If Citi gets the exclusive credit card relationship with American, do you think that AA will become a transfer partner for the Citi Thank You points?
Nah. AA wants too much money for their miles and the math just does not add up for any issuer. Even Bilt, an ecosystem without SUBs and hard to earn points, could not hang on to AA for long. If Citi gets AA, it will bleed too much from all the transfers.
Looks like I was wrong above. They might be working on becoming transfer partners in the future.
My wife and I just canceled our Chase IHG Rewards Club Select Credit Cards a few months ago. With the 40K point hotel cap, it was getting harder to find stays under that cap. And to make matters worse, you can’t use additional points to get a stay if it is over 40K.
Here are 2 honorable mentions:
Chase Ink Plus – card you can’t get any more but I love the 5x at office supply stores and the ability to transfer UR points to travel partners
Barclays Hawaiian Airlines – how long will this card be around for and what do you think will happen to this card after the Alaska Airlines merger is completed?
Yep. I still have my Chase Ink Plus for the 5% internet and phone.
Tim’s article from October already answered what happens next for the Barclays Hawaiian cards – the TLDR, they become Alaska cards (eventually).
https://frequentmiler.com/no-more-hawaiian-credit-cards-after-joining-programs-with-alaska/