Chase Freedom and Freedom Flex, Discover It, US Bank Cash+ and Citi Dividend cards which have rotating quarterly categories that earn 5% back have opened registration for Q1 2025.
Here’s the details of each card’s categories from January 1 to March 31, 2025, along with links to activate the bonuses.
Chase Freedom & Freedom Flex
Bonus Categories
- Grocery Stores (excluding Walmart & Target)
- Norwegian Cruise Line
- Fitness Club & Gym Memberships
- Hair, Nails & Spa Services
Bonus Amount / Limit
- 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories
Discover
Bonus Categories
- Restaurants
- Home Improvement Stores
- Select Streaming Services
- Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV, Audible, DirecTV Stream, FUBO, Google Play Music and Video, Max, iHeartRadio, MLB.TV, Netflix, Pandora, Paramount Plus, Peacock, Showtime, SiriusXM, Sling TV, Spotify, Starz, Vudu, YouTube Music, YouTube Premium, and YouTube TV. Other popular streaming services may be included.
Bonus Amount / Limit
- 5% cashback on up to $1,500 in purchases
Citi Dividend
Bonus Categories
- Amazon
- Select Streaming Services
- Includes the following streaming providers: Amazon Prime Video, Amazon Music, Apple Music, Disney+, DirecTV Stream, ESPN+, fuboTV, Max, NBA League Pass, Netflix, Pandora, Paramount+, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.
Bonus Amount / Limit
- 5% cashback on up to $6,000 in purchases per year
US Bank Cash+
Bonus Categories
Choose two of the following:
- Home Utilities
- Electronics Stores
- Sporting Goods Stores
- Ground Transportation
- TV, Internet & Streaming (this replaced Car Rentals)
- Department Stores
- Select Clothing Stores
- Gyms/Fitness Centers
- Furniture Stores
- Cell Phones
- Fast Food
- Movie Theaters
Bonus Amount / Limit
- 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
Grocery is always a great category but I wish the limits were higher. We’ll have that burned in less than a month.
In addition to the Chase Freedom categories for Q1 2025 listed above, in thefine print of the Chase T&C, I’ve also been offered a “birthday” offer from 3/1/25 to 3/31/25 of 5% cash back for Tax Preparation & Insurance. I think this relates to Chase Freedom’s 35th birthday. Does anyone else see this in the T&C? I assume there is still a limit of $1,500 total spend which includes the other Q1 categories.
Yeah, I saw that too. It is an odd move. I love the insurance category. I spend way more on insurance than on groceries (and we have 5 Freedom/Freedom Flex cards in my household). But why not include it as just another category for the 3 months–unless it is a separate $1500 limit?