Targeted 75K Membership Rewards points offer


Some people are reporting receiving a targeted offer upon login to their online accounts to earn 75,000 Membership Rewards points as a new card member welcome bonus after making $5,000 in purchases in the first 3 months with a new Business Rewards Gold card.

a golden rubber duck on a marble counter

The Deal

  • Some are receiving the following targeted welcome bonus offer for the Business Rewards Gold card from American Express: Earn 75,000 Membership Rewards points after $5,000 in purchases in the first 3 months
  • Those targeted are reporting the ad at the top of the page when logging into their Amex accounts

Key Card Details

Card Name w Details & Review (no offer)
FM Mini Review: This card is pricey for one with few perks. Keep only if you make good use of a 3X category.

$0 introductory annual fee for the first year, then $175
Earning rate: Earn 3X on one of your choice, 2X on rest. [3X choices: ✦ Airfare purchased directly from airlines ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ U.S. purchases for shipping ✦ U.S. computer hardware, software, and cloud computing purchases made directly from select providers. 3X and 2X apply to first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter.
Base: 1X (1.55%)
Travel: 3X (4.65%)
Gas: 3X (4.65%)
Biz: 3X (4.65%)
Card Info: Amex Charge Card issued by Amex. This card imposes foreign transaction fees.

Quick Thoughts

This is a great offer if you can get it. As Sam at Milenomics notes, those thinking long-term can also consider the chance that you could see an upgrade offer for the Business Platinum card down the road. For example, I opened my Business Gold Rewards card under a similar offer a few years ago. A few months later, despite already holding a Business Platinum card, I received an offer to upgrade my Business Gold Rewards card that did not have lifetime language. While you certainly can’t count on an upgrade offer, it can be a nice way to stack a couple of good offers if it happens.

Speaking of lifetime language, be sure to check your offer terms as you may be excluded from earning the intro offer if you have or have had this card before. Also, while we recently reported that there is a new qualification tool that pops up to let you know when you are not eligible to earn the welcome bonus (See: Answered: Amex will tell you in advance if you’re not eligible for welcome bonus), reports are that this tool is only working for consumer cards, not yet for business cards like this one.

If you are targeted, this is the best offer on this card in recent memory — it’s certainly worth consideration if you are eligible. Thanks to a great list of Amex Transfer partners, you have a lot of good options for redeeming awards if you are looking to turn these points into premium cabin travel.

H/T: Milenomics

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