The Business Platinum Card® from American Express

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Card Details and Application Link
The Business Platinum Card® from American Express
150K points
150K points after $15K spend in the first 3 months. Terms apply. (Rates & Fees)
$695 Annual Fee

Click Here to Apply
This is a friend-referral link. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more.
Earning rate: 5X flights and prepaid hotels at AmexTravel.com ⚬ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ⚬ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ⚬ 1X elsewhere ⚬ Terms apply.
Base: 1X (1.55%)
Travel: 5X (7.75%)
Other: 1.5X (2.33%)
Card Type: Amex Pay Over Time Card
Noteworthy perks: Up to $200 a year in statement credits for airline incidental fees (select one qualifying airline and then receive up to $200 in statement credits per calendar year for qualifying charges) ⚬ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ⚬ Up to $120 in wireless services credits per year ($10 per month) ⚬ Up to $360 per year in credit with Indeed (up to $90 per quarter ⚬ Up to $150 per year in purchases with Adobe for annual prepaid plans for eligible Creative Cloud for teams and Acrobat Pro DC with e-sign ⚬ $100 Global Entry fee reimbursement.⚬ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ⚬ Rental car elite status ⚬ Marriott Gold status ⚬ Hilton Gold status. ⚬ $189 CLEAR fee reimbursement annually (cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year when you charge your CLEAR membership to your Business Platinum card) ⚬ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards.

  • 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


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This card is no longer available for new applications

(Offer Expires 12/31/2099)
$0 introductory annual fee for the first year, then $175
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

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RD DD

The business platinum application link is not working.

Tim Steinke

Thanks for letting us know. Fixed.

MSer

Not working for me either

Frank

Got a “pre-approved” offer for 200K for Bus Plat + Bus Checking when logging on. Tried it. The checking was approved but not the Plat card. They send an enail asking for more info but when I clicked on the link it came up with:

The connection has timed out
An error occurred during a connection to www262.americanexpress.com ….

I tried your own link above for status and got the same message. I then went on a chat but they said I should call 800-567-1083, which I did but the message there was that their system is down !!

I guess it may be just that but I will try tomorrow. I don’t want to have to call if at all possible as I will be on the road … and I really wanted the card now. .

[…] you can find this on a Business Platinum card it would be possible to stack this with the Amex Business Platinum $200 Dell credit. This offer is part of Amex’s “Semana of Members”, so you must register for […]

Lance

My referral link is consistently 150k if used in a private browser. Does anyone else have this. It is 120k in most normal browsers

Mat Maliack

@Greg or others, thinking about applying for the business platinum card. Do you know if gift card purchases will qualify for the $200 airline credit and $200 Dell credits?

Mat maliack

So I found out that Dell does not dell sell gift cards but you can buy Xbox gift cards through dell.com, would those qualify for the credits?

Jeremy

Greg,
I mistakenly made a large charge to business platinum’s authorized user’s card while working on $15K min-spend. (I should have charge it to the main card.) Will that charge still be counted toward the min-spend?

Greg The Frequent Miler

Yes it will count

Frank

Greg,
I want to add P2 as an authorized user (they call it an employee card) to my business platinum card for the purpose of allowing me to transfer my MR points to her airlines or hotels.

Online I can do this and am given a choice:

  • Employee Business Platinum Card @ $300 annual fee
  • Employee Business Gold Card @ $45 annual fee
  • Employee Business Green Card @ $0 annual fee

I want to minimize the cost, but I don’t know if the Green card allows me to transfer my points to her airlines/hotels. I am pretty sure the other 2 are OK. I know $45 isn’t much but why pay every year unless necessary.

What do you think?

Greg The Frequent Miler

Go green. Yes it will allow point transfers. Keep in mind that it takes 90 days before point transfers are enabled.

Frank

Thank you Greg! What would we do without you?

The only reason for the Gold Business card would be the 4x on dining (I don’ buy much in the other categories. But I can usually get 3x there and often even 5x anyway.

Decided: I will take the environmental option.

Greg The Frequent Miler

Actually the AU / employee cards have the same earn rate as the primary Platinum card. Their names Gold and Green are deceiving because the benefits don’t correspond with the cards with the same names that you can sign up for separately

Frank

Oh, great, now I feel even better. And thanks for the fast response – I will count the days to 90.

Frank

I have a business Platinum card (well, more than one actually) but I would like to add P2 as an authorized user so that I can transfer my points to one of her hotel or airline accounts.

Is there a way to get a bonus for adding her?

Greg The Frequent Miler

Yes, often a bonus shows up when you log into your account. If not, call Amex and ask.

Frank

I recently found an offer online for more than 100,000 points for this card. It had the language about once in a lifetime and I had this card about 5 or 6 years ago, but this is for a different business. No warning came up when I applied, so I went ahead and was approved. How confident should I be that I will get the bonus? Any way to confirm this? I would hate to spend $15K and get no bonus.

Vince

There are available referral links for the Amex Business Plat for 110K points with 15K spend. additionally some 5x categories for the first 3 months (gas, office, shipping, wireless). This must be the highest SUB ever for this card? the 5x categories are generally covered by other cards (Ink cash, freedom Q2, etc), so that is a wash. But I am going to guess you would say that this is a no brainer for those in the hunt for MR points

Greg The Frequent Miler

That’s very good, but 100K offers for the business Platinum card are common. This is better than the usual, but not by a huge margin in my opinion (unless the 5X stuff is meaningful to you).

Frank

I know you can pay federal taxes but what if you spend $5,000 on taxes? Will you get 1.5 x points? In other words, would this count as an “eligible” expense? Has anyone done this?

Greg The Frequent Miler

Yes that will work. Note that the credit card processing fees are often charged separately and so you’ll need to pay at least $5K for taxes themselves for that payment to qualify. In other words, it wouldn’t work to pay $4950 in taxes + ~$100 in fees since each of those “purchases” are less than $5K

Frank

Great, thanks. We will see.

Frank

Greg, why do you always say Federal Taxes and not also State Taxes (I know that not all states allow credit card payments). Would this be an issue with AMEX?

Greg The Frequent Miler

Only because there are services that allow you to pay federal taxes for about 2% in fees. Options for paying state taxes vary by state. I don’t believe Amex would have any issues with it

Frank

Thanks.

Art Leyenberger

Frank-just thinking out load and maybe you’ve already thought of this- The AMEX BBP card gives 2% on everything (irrespective of amount charged) if I’m not mistaken (I just got it). Why not use that?

Last edited 1 year ago by Art Leyenberger
Frank

Because I need to complete the spend of $15K in 3 months for 150,000 MR points. Otherwise I would use my BofA Premium VISA and get a small profit (2.625% cash back).

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