(Targeted) Amex Business Platinum 150k Offer With No Lifetime Language


American Express is targeting some existing Business Platinum cardholders with a great offer for opening an additional Business Platinum card which has no lifetime language.

Amex Business Platinum No Lifetime Language offer

The Deal

  • Targeted Amex Business Platinum cardholders can earn 150,000 Membership Rewards points when opening a new Business Platinum card and spending $15,000 in the first three months of card membership.

Key Terms

  • Application required by December 31, 2021.

Quick Thoughts

If you’re targeted for this offer and can manage the $15,000 minimum spend requirement within three months, this offer will be a no-brainer for most. It works out to be at least 11 Membership Rewards points per dollar on the first $15,000 of spend when taking into account the minimum 1x you’ll earn automatically on that spend.

That’s a fantastic return, especially seeing as this offer has no lifetime language:

It’s also notable that this offer is valid for applications through December 31, 2021. Provided Amex doesn’t modify or revoke the offer before then (as the subsequent terms state they can), it could be useful being able to delay applying for the card until later this year. That way you could apply to either take advantage of increased spending over the holidays and/or for tax payments at the end of the year or early in 2022. Applying at the end of the year also means you can triple dip the $200 per year in airline fee credits and quadruple dip the $100 twice-annual Dell credits.

This offer showed up when logging into an Amex account, but keep an eye on your inbox in case they send you an email with this offer too. My wife was targeted for a 100,000 Membership Rewards offer for adding a Business Platinum card a couple of months after getting her first Business Platinum card. That offer didn’t have any lifetime language either, although she has to apply by June 30, 2021 to take advantage of that particular offer, so be sure to check the terms if you’re targeted for an offer like one of these.

Also be sure to look for the lifetime language in the offer wording and print or screenshot it for your records just in case. The email my wife received from Amex stated (my bolding):

Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

However, when clicking through to the application page and looking at the terms there, that lifetime language was nowhere to be seen.

Amex Business Platinum No Lifetime Language terms 2

The 150k offer only seems to be showing up when logging into your Amex account rather than being sent out via email like the 100k offer, but keep an eye out for lifetime language anyway.

If you’ve never had a Business Platinum card before and get targeted for one of these offers, you might be able to do even better if you have a Player 2. Referral links to the Business Platinum card sometimes display the 150k offer (especially when testing out different browser options), so using that referral link would get you the same 150k welcome bonus, but it’d also earn your P2 bonus points. This no lifetime language offer is more notable for people who’ve either had the card before or who still have one because that normally precludes you from getting another welcome bonus.

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