This is huge: Some American Express Business Platinum cardholders have been targeted with a referral offer to refer friends where the friend can earn 250,000 Membership Rewards points after making $20,000 in purchases in the first 3 months. We’ve seen some other opportunities to get that introductory offer, but it’s really exciting to see that some cardholders are now targeted to refer to it.
The amazing Business Platinum 250K offer
| Card Offer and Details |
|---|
250K points ⓘ Friend-Referral 250K points after $20K spend in the first 3 months. Terms apply. (Rates & Fees)$695 Annual Fee Alternate Offer: Targeted online offer of 250K points after $15K spend in the first 3 months See this post for details. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review Earning rate: 5X flights and prepaid hotels at AmexTravel.com ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ Up to $100 Global Entry/TSA Precheck fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $199 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits See also: Amex Platinum Guide |
I was recently targeted with the ability to open a new card under a 250K offer that I found within my Amex login (see this post for more detail). I hopped on that offer without hesitation as 250,000 points from a single card is a monster offer indeed.
At a base level, if you were to also open a Business Checking account with Amex, a Business Platinum cardholder could redeem 250K points for $2,500. However, transferring to airline and hotel partners can yield far more value. Our Reasonable Redemption Value for Amex Membership Rewards points — which is based on the value you can reasonably expect without high effort at maximization — is 1.55 cents per point. At that value, the bonus is worth $3,875. Those readers who mainly focus on premium cabin international award tickets can do significantly better yet.
Note that the Business Platinum card does have a high annual fee at $695. It currently comes with up to $200 per calendar year in airline incidental fee credits. Opening the card now would mean having the chance to earn those $200 in credits before December 31, 2024 and again starting on January 1, 2025 (for a total of $400 back in airline fee credits over the two calendar years) before paying a second annual fee. See our post about what works to trigger those credits.
The card also currently features up to $200 in statement credits for purchases at Dell from July to December through December 31, 2024. We reported that a reader who activated the Dell benefit today saw messaging that the Dell credit will be available one more time between January and June of 2025. If true, a new cardholder should be able to get up to $400 in statement credits for Dell purchases before that benefit ends.
Between the benefits and the massive size of this bonus, this is a great offer to consider if you have the capacity for large spend. Keep in mind that you could alternatively open multiple cards with smaller spending requirements and potentially earn nearly as many (or perhaps even more) bonus points, but a quarter of a million points from a single card introductory bonus is about as good as it gets.
How to know if you are targeted
Only some Business Platinum cardholders are targeted to refer to the 250K offer every time. If you are targeted, when you log in to your American Express card account and click “Refer a Friend” in the menu at the bottom of the page:
You will see this under your Business Platinum account if you are targeted to refer to it.
If you see that in your Amex login, then your link should always pull up the 250K offer.
If you see the following, then you are not targeted and your link will not always bring up the 250K offer.
That said, Amex referral links do sometimes open a better offer than shown. It is still possible that you could share your link with a friend and they might see the 250K offer, but the only way to know they will see the 250K offer for sure is if you have a targeted link to that 250K offer.
We need your targeted 250K links
If you have been targeted for the 250K offer and only if you are targeted to share the 250K offer, we need your links! At Frequent Miler, we only publish the best publicly-available offer for each of the credit cards we list. Our Best Credit Card Offers page always lists those best-publicly-available offers. Since the 250K offer is now the best publicly-available offer, we need reader links to share on our Best Offers page.
If you have a 250K link to share, please head over to our Frequent Miler Insiders Facebook group and find the dedicated referral thread for this offer. Read the thread instructions and leave your link as a reply to the first comment (where you see all of the other links). Links left in the comments here will get caught in our spam filter and will not post — the Facebook thread is the only place to leave your referral link for inclusion on the Best Offers page.
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I’m sure this was mentioned in the past, but AmEx has been sending out targeted emails to upgrade the Biz Gold to Biz Platinum for 120K miles with $10K spend in 3 months. I believe these are NLL offers because you’re not applying for a new card. Offer expires in November 30.
My business gold referral is 175k bonus. If you’re interested in those links let me know
I would be interested in the link, please!
What method of MS are you using to meet 25,000 spend?
Throw us a bone…..
Taxes? Buying groups? This is AMEX, have to be careful when MSing to hit the SUB requirements.
It’s $20,000 spend. I certainly understand that not everybody has the capacity to meet that kind of spend, but many people do. If you’re reselling products, $20K worth of inventory at this time of year (busy holiday shopping season) might be extremely easy. A friend reached out the other day about opening this card because they are doing a home renovation that will cost more than $20K. Some people will hit that with estimated taxes. Others with property taxes (personally, I pay property taxes for a few family members that don’t care much about miles). Other people will pre-pay certain bills (utilities, tuition, insurances). Again, I know it’s not easy for everybody, but for others the spending requirement may not be particularly challenging.
Send me $25,000 and I will tell you. On the more serious side, I’ve found overpaying or just paying taxes normally be the easiest option for Amex if you are new to MS.
Business Gold Card now also showing 200k with $15k spend as referral.
are any of these NLL offers?
No. Referral offers always have lifetime language. That said, if you see my post about getting the 250K offer recently, you’ll see that it had that language and I still got the card even though I had a couple of existing Business Platinum cards. The “lifetime” language generally says that you may not qualify for the welcome offer, not that you definitively will not. It also says that they’ll let you know before processing your application if you’re not eligible — so if you don’t get the pop-up, you should be good to go (keep screen shots).
I seem to have fallen into the AMEX pop-up-prison/jail after so many good years of AMEX SUBs…so, was hoping for a nice NLL option as my Plat Biz card is up for renewal. I’ve already tried Plat Personal (am fine using a 5/24 slot), but still getting the dreaded pop-up (even though I’ve never had the Plat Personal). Fingers crossed that AMEX starts liking me again soon…my guess is that my several cancellations, low usage and many SUBs has finally caught up with me! Appreciate all you guys do – my travel life has been greatly enriched since I’ve started following y’all.
I have a Bus Plat and my account shows an offer of 175K for a new biz plat. That has NLL in it. Can i try for the 250K offer with referral and see if i get approved ?
If there are any recent dps on nll that would be awesome. I got referred on 200k ABG and would rather not get the popup if I’m drawing dead.