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A mere two days ago, Nick wrote about the new, and quite generous, welcome offer on the Amex Gold that was available via referral. Well, Amex was evidently bored on Saturday and decided do something fun. Last night, they released an even bigger, publicly available offer (that’s now listed on our best offers page). This one’s six digits.
The Offers & Key Card Details
Click the card names below to go to our individual card pages to find more information and links to apply.
| Card Offer and Details |
|---|
75K points + 20% back at restaurants ⓘ Non-Affiliate 75K points after $6K in purchases in the first 6 months + 20% back at restaurants for the first 6 months up to $250 back. Terms apply. (Rates & Fees)$325 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 90K after $6K in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back [Expired 11/10/24 - referrals only] FM Mini Review: This card offers an awesome return on US supermarket and worldwide dining spend, putting it at or near the top-of-class in both categories. Dining credits and Uber / Uber Eats credits go a long way towards reducing the sting of this card's annual fee. Earning rate: 3X points for flights booked with airlines or on amextravel.com ✦ 4x points at US Supermarkets (up to $25K in purchases, then 1x) ✦ 4x at restaurants worldwide ✦ 1X points on other purchases. Terms apply. (Rates & Fees) Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Up to $10 in statement credits monthly with participating dining partners (Goldbelly, Wine.com, Five Guys, Seamless/Grubhub, The Cheesecake Factory) ✦ $10 monthly Uber or Uber Eats credit (use it or lose it each month - must select Amex card as payment method to redeem) ✦ $100 hotel credit on qualifying charges on stays of 2 nights or longer, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc ✦ Enrollment required for select benefits. |
Quick Thoughts
I’ve run out of superlatives to describe the Amex Points Parade. I keep thinking we’re going to see the tail-end march right on by but it just keeps going and going. It’s true that this offer doesn’t have quite the first-year value of the recent 90K + 20% off restaurants for one year, but this has the benefit of not requiring you to spend $1250 at restaurants to actualize the full bonus. In terms of straight points, I believe that this is the biggest consumer Gold offer we’ve seen.
That said, there are still some cardholders who can refer to Friday’s 90K offer (with no restaurant credits). If you are one of those with the ability to refer and you’re in a player 2 scenario, it may actually be a better overall play to take the lesser 90K offer depending on how many points the referral from the player 1 is worth. If player 1 has a referral for the 90K Gold offer that’s worth 15,000 points or more, the household will end up better off by going that route.
With all of the No Lifetime Language offers floating around out there, I do want to emphasize that this one DOES have that language. If you have had a consumer Gold before (or within the last seven-ish years), you will not be eligible for this offer.
(h/t: reddit user idknamewhat)
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Dead
My Gold AF should hit any day now. Plan to cancel/downgrade (haven’t looked in to downgrade options yet). After canceling/downgrading, how long should I wait to reapply for new Gold? And how do I know if my original Gold had or didn’t have Lifetime language?
Another thought with the points parade….since Amex is stuffing points down our throats like a goose being raised exclusively for foie gras, has the value of Amex points gone down? I mean I have so many points, redeeming for 1.1 cents thru Schwab seems reasonable.
referral bonus question? Is the referral bonus CAP, i.e. it says 55K a year available on referrals, is that per card or per member? Thanks
I had an interesting encounter with popup jail, used to get it for some time.
Yesterday applied for the Resy Green card offer and got the popup.
Then tried the resy gold card offer and approved without a popup.
Chat representative confirmed the 75K SUB was activated for the card as well.
Congrats!
Just got the Gold a couple weeks ago. Any special language to use in asking for the higher amount?
Is there a comparison on this site between the Consumer and Business Gold?
Debating whether to do this or the 130k business offer
Yes, you’ll find it here on the best offers page. You won’t see the 130K offer listed there as it’s a highly-targeted offer that only appears for some people (and usually only in incognito mode). If you have access to it, it’s a great one…although you’re spending an extra $6K for 30K additional points.
Thanks, yeah that’s the question if the 30k is worth the extra spend
According to your terms, you must have signed up for the Uber Eats membership by the end of last year?
Yes, that ended last year. Thanks for catching that, I’ve fixed the best offers page.
I just got the 90k one last week. Will amex match this offer?
It never hurts to contact them via chat…but probably not.
great offer, thanks for the heads-up. am i in the great minority by getting only on business cards?
the only personal cards in past 2 yrs were ones that really were out of the park, like the 100k Venture X, 100k CSP etc…
That’s a good strategy! I’ve probably been signing-up for about 80% business cards and 20% personal over the last few years (all of the AMEX NLL bounty had made this better and better) so that one of us is usually always under 5/24 to keep the Chase channel open.
any ideas how to liquidate/cash out my MR points? dont want to spend a 5/24 slot on the amex schwab for a mere 1.1 cent pp anyway.
Find a great sign-up deal on a Business Platinum and then redeem for paid flights on your chosen airline using the 35% point rebate. Good if your chosen airline now ties point values to the cost of the ticket anyway – usually fewer points are necessary after the rebate and then you earn miles on the flight as well.
Wowzer. 100k for $250? Yes, please. Plus, love that I won’t have to deal with all those pesky (and unwanted) “benefits” like spending $200 2x/yr @ Dell for things I don’t want in the first place. With taxes due on Tues, and only a $4k spend, I’m in.