Transferring points to hotels. Has Citi eclipsed Chase and Bilt? | Coffee Break Ep79 | 11-25-25

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Tim wrote a post about which transferable points are most valuable for lodging, and his findings have us wondering: Is Citibank the new transferable points currency worth focusing on?  (Has Citibank now eclipsed Chase and Bilt?) See: Which transferable credit card points are most valuable for lodging?

Transferring points to hotels. Has Citi eclipsed Chase and Bilt?

Watch the full episode below, or listen on your favorite podcast platform. You can click the timestamps below to navigate directly to a specific part of the episode within YouTube. For a transcript of this episode, click “Watch on Youtube” on the video below, then click the “…more” link in the video description. This will expand full video details. Scrolling down past the timestamps and chapters, you’ll see a “Show Transcript” button. If you’re an Apple Podcast listener, you can touch and hold a podcast episode to reveal an option to view a transcript.

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(01:00) – Most hotel transfer opportunities are not very good…

(02:03) – Fixed value opportunities

(03:32) – RRVs (hotel programs with variable value and available as transfer partners)

(04:32) – Better than 1:1 transfers…

(06:47) – Summary of the average top 5 opportunities for transferring points to hotel programs

(08:25) – 90th percentile, cherry-picking the top 5 opportunities for transferring points to hotel programs

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Music Credit – Beach Walk by Unicorn Heads

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