(EXPIRED) USAA Shopping Portal: Spend $100 & Get $10 Bonus, Spend $300 & Get $25 Bonus

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In addition to several airline shopping portals offering bonus miles right now, the USAA shopping portal is now offering bonus cashback when hitting spending thresholds in the next few weeks.

USAA Shopping Portal 08.01.21

The Deal

  • The USAA shopping portal is running the following promotion:
    • Spend $100 & get $10 bonus cashback
    • Spend $300 & get $25 bonus cashback
  • Direct link to offer.

Key Terms

  • During the “Back to It Bonus” offer, which runs from 8/01/2021 through 8/19/2021 at 11:59:59 pm ET (the “Bonus Period”), Member will earn a one-time bonus of up to $25 Cash Back on qualifying purchases, in addition to the standard Cash Back earned from shopping online through MemberShop.
  • This one-time bonus award will be determined based on Member’s cumulative qualifying purchases made during the Bonus Period using one of the following tiers: Tier 1 bonus: Earn $10 Cash Back for qualifying purchases of at least $100; Tier 2 bonus: Earn $25 Cash Back for qualifying purchases of at least $300 or more.
  • “Qualifying purchases” do not include returns, cancellations, shipping and handling, taxes, gift card or other cash equivalent purchases, and certain products that are not eligible for Cash Back.
  • Please see the MemberShop site for details on product eligibility and other restrictions.
  • Please allow up to 10 weeks after the Bonus Period for bonus Cash Back to post to your account.
  • The Tier 2 bonus provides the maximum amount of Cash Back that will be awarded

Quick Thoughts

You have to be eligible to join USAA in order to take advantage of this promotion. I think eligibility is based on being active or retired military or being a family member of someone who is.

The bonus cashback is on top of the cashback you’ll earn as standard from whichever store(s) you shop with. If you spend exactly $100 that means you’re effectively earning 10% on top of the standard cashback rate, while spending exactly $300 would earn you 8.33% on top of the standard cashback rate. That’s a decent return on spend, especially when shopping at stores that offer a low cashback rate across all portals.

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