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Target is offering 10% off on Target gift cards both online and in-store today and tomorrow – Saturday and Sunday 12/5 and 12/6/20. You can only score this discount on one purchase, but that purchase can be for up to $500 in gift cards. See directions below for how to activate and take advantage of this deal.
The Deal
- Get 10% off on a single Target Gift card order of up to $500 with a Target Circle coupon
Key Terms
- Valid 12/5/20-12/6/20 for a one-time use purchase in-store or online
- Gift cards purchased online can be delivered via Email, Mail or Mobile
- Offer valid for one transaction and can include multiple Target GiftCards up to $500 in Target GiftCards ($50 maximum discount) per Target Circle account
- Offer excludes Target Visa Gift Cards, Target Mastercard Gift Cards, Target American Express Gift Cards and gift cards issued by other retailers such as dining, lifestyle and entertaining gift cards
Quick Thoughts
Stephen posted this deal earlier this week. To summarize, you have to first log into your account and activate the deal here:
Then you’ll want to consider how to pay to stack the best deal possible. Here are some of your options:
- Amex Marriott 8x (you must register for this Amex Offer in advance)
- Discover: 5% (must activate the quarterly bonus category)
- Chase Freedom or Freedom Flex: 5x if you check out via PayPal (must register for quarterly bonus category)
- ABOC Platinum Rewards: 5% (must activate quarterly bonus)
- BOA Cash Rewards if you have chosen online shopping as your 3% category (which becomes 5.25% for those with Platinum Honors)
Keep in mind that this is only valid on one transaction. I nearly bought a $50 gift card in the very early morning hours because I had to buy a $50 item anyway, but then I realized that I could only make one gift card order and I had to re-think how much I should buy (I ultimately decided to buy the full $500, much to the joy of someone on the Target marketing team no doubt).
Target runs this deal every year and has been pretty aggressive about clawing back gift card value on those who try to circumvent the limit. Don’t try to exceed the $500 per customer and you should be fine. Similarly, I think the risk of claw back from any of the issuers offering spending bonuses is very small if you’re only doing the $500 max on this deal.
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I think Marriott offer is the best if you want to accumulate some points for future stay. I got offer of 8 points, Target, Walmart and Amazon and if I spend total $1500, I get additional 2500 points. Bought 3 gift cards from each and $50 target grocery run.
Does this also include earning 5x AAdvantage miles with the Barclays Aviator card shopping at Target until 1/31?
Is anyone having problems using PayPal at checkout? I’ve tried it on three different devices and in different browsers.
[…] 10% off on Target gift cards. Stack w/ 8x Marriott or 5x Discover/Freedom (Expires 12/6/20) […]
I don’t know what the heck I am doing wrong, but I can’t get the online cart to show the discount. I’m logged in to my account, I have the offer added to my account, I selected a standard “email” gift card for $500. And the subtotal when I get all the way through to purchase still says “$500”. There must be something I am not doing right…. I feel like such a noob…
It showed $450 as soon as I added the $500 card to my cart (I did email delivery).
Oddly, they instantly cancelled my wife’s order with no explanation and then she couldn’t use the discount again. I had to order from my account and that worked.
Thanks Nick, I guess I’ll just sit this one out because I really was on the fence anyways, so I guess this is a sign from ‘above’…lol
I can empathize with your wife. On Cyber Monday I had a $25 Jersey Mike’s gift card order cancelled for “suspected fraud”, so I’m not batting a good average this week! I’m missing out on Target 10% off and a $5 bonus from Jersey Mike !!! lol.
When “Jersey Mike” thinks you’re too shady for him, it’s time to take a long hard look in the mirror.
Thanks! Just purchased $222.22 using a prepaid $200 Visa
Last year you could buy a card with a gift card, in stores. Curious if it works this year. To use last year’s discounted GC to save more this year.
Think u meant “Chase” not “Target” for 3rd bullet (Freedom…)
I was thinking the same thing.
I really should have finished that second cup of coffee this morning clearly.
Sure did! Thanks.
Can you please elaborate on the following:
“Amex Marriott 8x (you must register for this Amex Offer in advance)”
Can’t find it on my AMEX Offers!
Thank you
If you can’t find it, then you don’t have it. They probably had it capped. When an offer like that comes out, you’ve got to sync it right away. Here was our post about it: https://frequentmiler.com/bonus-points-at-amazon-target-and-walmart-via-amex-offer/
Can you get Rakuten cashback on gift cards at Target?
Doubtful, but I clicked through because there’s only 450 free points to be won if it works and nothing lost if it doesn’t.
Why do you include Chase Freedom as a way to earn 5X?
Because you can check out via PayPal. I meant to note in the post that you need to check out via PayPal. I’ve updated it to reflect that.
Target allows checking out with Paypal and Freedom/Flex has Paypal as a 5x category this quarter.
Nick, another card option to consider is the BofA Cash Rewards with Premium Rewards, category set to online purchases, to earn 5.25%.
Great suggestion!
Can the gift cards be used with Shipt (for groceries)?
I found the answer — NO. It is hard for me to imagine what I would spend $500 on at Target. My shopping is done almost entirely at Amazon, Costco, Staples and Kroger. I hate shopping….
Then it’s not a deal for you. Nothing wrong with that!
I rarely shop at Target either, but they sell plenty of stuff that I regularly buy (like diapers, wipes, and other household stuff) and occasionally have sales on electronics like TVs, etc, that are appealing. They don’t carry much that you can’t also find at Amazon, Costco, Staples, and Kroger — it’s just that you can’t often get 10% off at any of those stores (nevermind the additional 5x for those with a stacking deal).
You can use it on Shipt. You just have to buy your groceries on Target.com and have it delivered via Shipt, and not buy your groceries from Shipt.com.
Wow, thanks. Might buy some Target cards!