(EXPIRED) 10% off on Target gift cards. Stack w/ 8x Marriott or 5x Discover/Freedom

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Target is offering 10% off on Target gift cards both online and in-store today and tomorrow – Saturday and Sunday 12/5 and 12/6/20. You can only score this discount on one purchase, but that purchase can be for up to $500 in gift cards. See directions below for how to activate and take advantage of this deal.

The Deal

Key Terms

  • Valid 12/5/20-12/6/20 for a one-time use purchase in-store or online
  • Gift cards purchased online can be delivered via Email, Mail or Mobile
  • Offer valid for one transaction and can include multiple Target GiftCards up to $500 in Target GiftCards ($50 maximum discount) per Target Circle account
  • Offer excludes Target Visa Gift Cards, Target Mastercard Gift Cards, Target American Express Gift Cards and gift cards issued by other retailers such as dining, lifestyle and entertaining gift cards

Quick Thoughts

Stephen posted this deal earlier this week. To summarize, you have to first log into your account and activate the deal here:

Then you’ll want to consider how to pay to stack the best deal possible. Here are some of your options:

  • Amex Marriott 8x (you must register for this Amex Offer in advance)
  • Discover: 5% (must activate the quarterly bonus category)
  • Chase Freedom or Freedom Flex: 5x if you check out via PayPal (must register for quarterly bonus category)
  • ABOC Platinum Rewards: 5% (must activate quarterly bonus)
  • BOA Cash Rewards if you have chosen online shopping as your 3% category (which becomes 5.25% for those with Platinum Honors)

Keep in mind that this is only valid on one transaction. I nearly bought a $50 gift card in the very early morning hours because I had to buy a $50 item anyway, but then I realized that I could only make one gift card order and I had to re-think how much I should buy (I ultimately decided to buy the full $500, much to the joy of someone on the Target marketing team no doubt).

Target runs this deal every year and has been pretty aggressive about clawing back gift card value on those who try to circumvent the limit. Don’t try to exceed the $500 per customer and you should be fine. Similarly, I think the risk of claw back from any of the issuers offering spending bonuses is very small if you’re only doing the $500 max on this deal.

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