(EXPIRED) 5% off Visa and Mastercard Gift Cards + 4x fuel points at at Kroger.com ($25-$100 denominations)

Kroger.com is offering 5% off on Visa and Mastercard gift cards purchased online for denominations between $25-$100. Given the fee and the fact that these will not code as grocery, these cards won’t be a good deal for everyone. However, if you can make use of 4x fuel points (see that promo here), then this could be a good enough deal for some pajama spend.

The Deal

• Kroger.com is offering 5% off on fixed-denomination Visa and Mastercard gift cards in values between $25 and $100:
  • Direct link to the gift card promotions

Key Details

• Expires 8/3/21 (4x fuel points is valid beyond this promotion)
• Max of 3 of each denomination from each brand

Quick Thoughts

The only denomination that makes sense here for most people is the $100 cards. Those have a $5.95 activation fee, so you’ll pay a net cost of $100.95 after 5% off on the hundred dollar card. Since these will not code as grocery, you’re probably expecting a best case scenario of 2% to 2.5% or so cash back, which means you’ll only come out a dollar or two ahead.

However, given that Kroger is offering 4x fuel points on gift cards right now, you could stand to come out farther ahead if you’ll be fueling up. That $100 card would earn you 400 fuel points, which is good for $0.40 off per gallon of gas. If you’re able to fuel up with even 15 gallons, that’s a savings of $6.00, which would make the $100 cards certainly rewarding enough so as to be worthwhile.

H/T: GC Galore