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Kroger.com is offering 5% off on Visa and Mastercard gift cards purchased online for denominations between $25-$100 when using the code GOTEAMGO at check out. Given the fee and the fact that these will not code as grocery, these cards won’t be a good deal for everyone. However, if you buy Mastercard Fancards, you’ll also get 4x fuel points on fixed value Mastercard gift cards. If you can make use of the 4x fuel points, then this could be a good enough deal for some pajama spend.
This latest promo says it’s for Mastercard Fancard gift cards, but it’s also valid on fixed-value Visa gift cards as well. Visa cards, however, will only earn 2x fuel points.
The Deal
- Kroger.com is offering 5% off on fixed-denomination Visa and Mastercard gift cards in values between $25 and $100 when using code GOTEAMGO at check out.
Key Details
- Valid 9/21/23-10/4/23
- Earn 4x fuel points on Mastercard Fancards Only. Other cards earn 2x.
Quick Thoughts
The only denomination that makes sense here for most people is the $100 cards. Those have a $5.95 activation fee, as well as a $.50 shipping fee, so you’ll pay a net cost of ~$101.45 after 5% off on the hundred dollar card. Since these will not code as grocery, you’re probably expecting a best case scenario of 2% to 2.5% or so cash back, which means you’ll only come out a dollar or two ahead.
However, given that Kroger is offering 4x fuel points on the Mastercard Fancards, you could stand to come out much better if you’ll be fueling up also. Just one $100 card would earn you 400 fuel points, which is good for $0.40 off per gallon of gas. If you’re able to fuel up with even 15 gallons, that’s a savings of $6.00, which would make the $100 cards rewarding enough to be worthwhile.
(h/t: GC Galore)
