How would we use that 100K bonus, and which vacation home rental platform has the best value? We answered these questions and more on the Ask Us Anything hosted live on YouTube on May 7th, 2025.
Watch here…
Or listen here…
(04:11) – ​​Hi! Q for Stephen: what’s your credit card strategy now that you’ve moved? For everyone: If you lived outside the US but could still have US credit cards, which cards would you keep?
(07:05) – ​​Last month, y’all outlined how many cards you open each year- often 12-20. How many do you close each year?
(10:57) – ​​I don’t know if I really want to know this answer (haha) but did anyone have luck with Atlantis after the Wyndham/Caesars status match deal went dead earlier this year?
(13:28) – Any news when we can book Philippine Airlines with Alaska miles? Any ideas to get more Alaska miles to book Philippine Airlines tickets?
(18:16) – Am going to book an Air France award ticket. Fees are $400+. If I use Amex Plat for this, will I get 5x? Will I get trip protection/insurance?
(19:36) – ​​What is the best use of the recent 100K Chase point (now expired) offering in terms of Flights overseas? Read our Best Use of Chase Ultimate Rewards points resource here.
(31:52) – ​​Can you explain the expiration date reset if merging Avios from other programs with different expiration dates? Read our Avios expiration dates post here.
(33:39) – ​​I was just bumped from an SQ J ticket that was booked as part of my RTW itinerary. Do you guys know what kind of compensation to ask for? They offered $525 USD and a Garuda Flight
(36:43) – ​​Do authorized users of Ink Preferred or Sapphire be able to transfer points to their airline accounts?
(37:56) – ​​Is the option to get both personal Hawaiian cards now dead? (I have both, but P2 does not have both yet)
(38:55) – Would Chase allow me to hold multiple Ritz Carlton cards simultaneously? If yes, how?
(41:10) – ​​Which vacation home rental program do you recommend for its value?
(46:56) – ​​Anyone get/use the Mesa card?
(49:07) – Any hidden gems in Puerto Rico that you guys would recommend? I have a trip coming up later this year that I haven’t planned much for
(51:05) – What’s the most memorable reaction you’ve seen from someone experiencing miles and points who wasn’t used to it
(52:21) – Which cards does Greg actually use for travel and dining as opposed to the one-off benefits?
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Music Credit – “swappin’ back n’ forth” by up @ night
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I don’t think Tim’s answer to Avios expiration is exactly right, but perhaps he is making an assumption that doesn’t apply to me. I only keep Avios in one program at a time. Sometimes its BA, sometimes it QR — it depends where I needed them to be the last time. So, when I transfer them, the Avios are going into an account that has a zero balance. There is no existing expiration date to inherit.
When I recently transferred Avios from BA to QR, QR’s website showed an updated “Valid until: 12 April 2028”, which is three years after the transfer I just did. I confirmed through QR chat that BA transfers reset your expiration date.
I was convinced that Tim got that Air France / Amex Platinum answer wrong because I learned the hard way that Capital One Vx doesn’t provide trip cancelation insurance in a similar situation. But turns out he was right.
I think answering this question for all of the transferrable points ecosystems would be a great post because I think there is a lot of misinformation about what is covered, mainly by that other points website with that guy. And that guy doesn’t allow comments, so that guy never gets any feedback when they are wrong.
Nick had mentioned that he didn’t think there was a welcome bonus option for a 2nd Chase Marriott card but there is: the $250 Bountiful card. The bonus is 85,000 but if open now and can spend 15k this year and again in the first half of 2026 before you upgrade you and you will end up with two 50K free night certs plus 30k to 60k extra Marriott points from spend. Doing this now the avoid the Marriott card opening restrictions