Chase Freedom and Freedom Flex, Discover It, US Bank Cash+ and Citi Dividend cards which have rotating quarterly categories that earn 5% back have opened registration for Q4 2025.
Here’s the details of each card’s categories from October 1 to December 31, 2025, along with links to activate the bonuses.
Chase Freedom & Freedom Flex
Bonus Categories
- Old Navy
- Chase Travel℠
- Department Stores
- PayPal (December 1-31 only)
Bonus Amount / Limit
- 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories
Discover
Bonus Categories
- Amazon.com
- Drug Stores
Bonus Amount / Limit
- 5% cashback on up to $1,500 in purchases
Citi Dividend
Bonus Categories
- Citi Travel
- Restaurants
Bonus Amount / Limit
- 5% cashback on up to $6,000 in purchases per year
US Bank Cash+
Bonus Categories
Choose two of the following:
- Home Utilities
- Electronics Stores
- Sporting Goods Stores
- Ground Transportation
- TV, Internet & Streaming (this replaced Car Rentals)
- Department Stores
- Select Clothing Stores
- Gyms/Fitness Centers
- Furniture Stores
- Cell Phones
- Fast Food
- Movie Theaters
Bonus Amount / Limit
- 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories
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What is an example of Department Store for Chase Freedom Cards
https://www.chase.com/personal/credit-cards/freedom/freedomfive-learnmore#merchant
Macy’s, Bloomingdales, Saks Fifth Avenue, Neiman Marcus