Amex has drastically increased the welcome offers for its suite of Delta personal cards. Unusually, these consumer cards each offer the same potential SkyMiles as the respective business cards, but are broken into two tiers that require ~75% of the minimum spend of the business versions (normally, the consumer cards have lower spend AND lower bonus miles).
Both the increased business and consumer card welcome offers have an expiry date of 4/1/26 and are well-suited for those chasing Delta status and/or interested in redeemable miles.
The Offers & Key Card Details
Click on the card names below for more information about each card and to find a link to apply.
Consumer
| Card Offer and Details |
|---|
 ⓘ $988 1st Yr Value Estimate$100 Delta Stays credit valued at $50 Click to learn about first year value estimates Up to 90K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 70,000 Bonus Miles after you spend $3,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months. Terms apply. Rates & Fees (Offer Expires 4/1/2026)$0 introductory annual fee for the first year, then $150 Alternate Offer: Dummy booking offer of 50K + $500 credit. See this for more details. FM Mini Review: Priority boarding, and free checked bag make this a reasonably good option for Delta flyers who do not have elite status. However, those who can make use of an annual companion certificate would do better with the Delta Platinum card. Earning rate: 2X Delta ✦ 2x eligible restaurants worldwide ✦ 2x US supermarkets Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees. Big spend bonus: $200 Delta flight credit after $10K in purchases in a calendar year Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Get up to $100 back per year as a statement credit for prepaid hotels or vacation rentals booked through Delta Stays on delta.com/stays ✦ Up to 6 months of statement credits for Uber One membership (must enroll by 6/25/26) ✦ Priority boarding and first checked bag free on Delta flights. Terms and limitations apply. |
| Card Offer and Details |
|---|
 ⓘ $758 1st Yr Value Estimate$150 Delta Stays credit valued at $75 Click to learn about first year value estimates Up to 100K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 80,000 Bonus Miles after you spend $3,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months.Terms apply. Rates & Fees (Offer Expires 4/1/2026)$350 Annual Fee Alternate Offer: Dummy booking offer of 70K + $400 credit. See this for more details. FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 2X eligible restaurants ✦ 2X US Supermarkets Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees. Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $20 spent Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Receive $2,500 Medallion(R) Qualification Dollars each Medallion Qualification Year ✦ US, Caribbean, or Central American economy companion certificate (subject to taxes & fees) each year upon card renewal ✦ Earn up to $150 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $10 per month in statement credits for US purchases with select rideshare service providers [enrollment required] ✦ Up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants [enrollment required] ✦ Priority boarding ✦ First checked bag free on Delta flights ✦ Up to 12 months of statement credits for Uber One membership (must enroll by 6/25/26) ✦ Complimentary Upgrade list: get added to the complimentary upgrade list after Delta elite members and Reserve cardmembers ✦ Cell phone protection ✦ Terms and Limitations Apply. |
| Card Offer and Details |
|---|
 ⓘ $712 1st Yr Value Estimate$200 Delta Stays credit valued at $100 Click to learn about first year value estimates Up to 125K miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 100,000 Bonus Miles after you spend $6,000 in purchases with your new Card, and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card, both within your first 6 months.. Terms apply. Rates & Fees (Offer Expires 4/1/2026)$650 Annual Fee Recent better offer: 125,000 bonus miles after you spend $6,000 in eligible purchases on your new card in your first 6 months of card membership. (Expired 10/29/25) FM Mini Review: Excellent choice for frequent Delta flyers who can make use of Delta Sky Club® access and companion certificate. Also a good choice for big spenders seeking Delta elite status. Earning rate: 3X Delta Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees. Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $10 spent Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Receive $2,500 Medallion(R) Qualification Dollars each Medallion Qualification Year✦ Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. (subject to taxes & fees) ✦ Delta Sky Club® access when flying an eligible Delta flight: 15 visits per year to be used from February 1 until January 31 of the next calendar year (after 15 visits have been used, additional visits can be purchased for $50 each) or to earn an unlimited number of visits, spend $75K or more on eligible purchases each calendar year. ✦ 4 Delta SkyClub one-time guest passes ✦ Centurion Lounge access when flying Delta ✦ Earn up to $200 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $20 per month in statement credits on eligible purchases with U.S. Resy restaurants [enrollment required] ✦ Up to $10 per month in statement credits for US purchases with select rideshare service providers [enrollment required] ✦ Complimentary upgrades ✦ One statement credit every 4 years for up to $120 Global Entry application fee or one statement credit every 4.5 years for up to $85 TSA Precheck application fee ✦ Priority boarding ✦ First checked bag free on Delta flights. ✦ Up to 12 months of statement credits for Uber One membership (must enroll by 6/25/26) ✦ Hertz President's Circle Status [Enrollment required] ✦ Terms and limitations apply. |
Quick Thoughts
Delta SkyMiles aren’t the most valuable rewards currency on the market, but they are typically worth at least 1 cent each toward Delta flights, which means these offers can be valued at ~$ 900-$1,250+ in air travel. While any one of these offers probably won’t get you an international business class flight, that’s no small potatoes for those who do fly Delta often. And the cards’ 15% discount on awards will make the miles go even farther.
Regardless of the miles earned, if you’re interested in elite status, the Platinum and Reserve cards can be a great choice thanks to their $2,500 MQD Headstarts. See our post “Shortcuts to Delta Elite status” for complete details.
Note a significant limitation to SkyClub access for the Delta Reserve card: cardholders are now limited to 15 Delta Sky Club® “visit-days” per year, unless they spend $75K on the card within a calendar year.
I don’t think I’d rather take one of these over a big transferable-currency offer (like 100K on the Citi Strata Elite, 125K on the Chase Sapphire Reserve, or as high as 175K on the Amex Platinum), but these offers certainly are very good given the required spend.
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Nobody should be using these compared with Bilt Obsidian for ongoing spend. Feature for feature they are inferior. Ignore the preferential Delta rate, too little spent on Delta to offset the rest of cedit card spend.
Gold and Platinum initial bonuses both add to 90k, not the 100k claimed on the latter.
I was just about to say this. You beat me by five seconds lol
It seems to be displaying correctly now. I refreshed our cache just in case that was the issue.
My husband just got this a few nights to go at 50,000 miles, no annual fee for the first year. I think the spending is $2000. He’s already booked an airline ticket. I did send a chat message on American Express to see if they would match the offer and they said no. I pushed and they said they would send a ticket, but it wasn’t likely. I know they’re not likely to match it but dang, it’s a lot of points. I can definitely do the extra spin for the additional 20,000.