Should I split a points transfer into smaller buckets? | Question of the Week Ep5 | 5-31-26

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Should I split a points transfer into smaller buckets? Frequent Miler reader Keith wrote in with this question:

I tried to transfer 560K points to Air France to snag a redemption. had previously transferred about 280k points from Amex to KLM, I thought for sure the points would have similarly come through with Chase. Sadly, the points took 4 days to transfer, and I missed my booking window. Looking back, should I have spread my point transfers across different currencies to lower the transfer risk? I could have also covered the transfer using Capital One or Amex points. How do you balance speed with lowering the risk that your points will miss their intended purpose?

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