Wells Fargo changes: transfers to other users ending, points will no longer automatically be combined

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Travel with Grant has reported today on some changes coming to the Wells Fargo rewards program. Grant noticed these changes announced in his most recent credit card statement. The most concerning among the updates is the fact that points will no longer automatically be combined between your own accounts, and gifting of rewards to other users will end on September 25, 2026. However, we’ve been able to get additional clarification that cardholders will still be able to combine rewards from their own accounts, including moving cash back to points within their own card collection.

Wells Fargo

Wells Fargo Travel provider changing on June 30, 2026

Effective June 30th, 2022, the travel rewards provider behind Wells Fargo’s travel booking portal will be changing. The biggest piece of news shared in the statement is that cruises will no longer be available as a travel option. I expect that we will see other changes with the change in travel providers (hopefully positive changes).

Travel with Grant highlights that an email address will be required for travel bookings as of June 30, 2026. Just as Grant says in his post, I’m surprised that it hasn’t already been required, so it doesn’t seem like a major factor for most folks booking travel.

Automatic redemptions and gifting of rewards will end on September 25, 2026

Automatic redemption of awards will end on September 25, 2026, as will the ability to gift rewards between Wells Fargo Rewards customers. That second part is the one most likely to affect many readers of this site, as it will no longer be possible to gift points to other Wells Fargo cardholders. As things stand now and until September 25th, it is possible to gift your rewards to another cardholder. For example, if my wife had an Autograph card, she could give her points to me if I had an Autograph Journey card or vice versa. That will no longer be possible from September 25th onward.

I imagine that change may be particularly painful to some folks who have an old Wells Fargo card with a favorable earning structure within their household that isn’t in the name of the primary household rewards enthusiast. It is disappointing that you won’t be able to move points to other cardholders, as the ability to move rewards between friends and family members does make it far easier to pool resources with the loved ones with whom you travel to make meaningful award redemptions.

The ending of Automatic Redemptions probably won’t be a major issue for most readers of this site. That will only affect those who have a threshold set at which point rewards will be redeemed automatically. Personally, I would prefer to hold rewards until I’m ready to make a meaningful redemption, so that’s not an option I ever would have considered anyway.

Rewards will not be combined automatically between your own accounts, but it will still be possible to combine your rewards

One of the changes that concerned me the most in Grant’s post was the mention that rewards accounts will no longer be combined, effective immediately. In other words, if you have an Autograph card and an Autograph Journey card, the rewards from those two cards will no longer be combined automatically. When taken in conjunction with the inability to gift rewards, we worried that perhaps this change would mean that it would no longer be possible for you to combine rewards between your own various Wells Fargo accounts.

I’m glad to be able to report that we were able to clarify that it will still be possible to move rewards between your own card accounts. For example, if you have an Attune card that earns 4% back on a wide range of categories, you will still be able to move rewards from your Attune card to your Autograph Journey card (and onward to transfer partners if you so choose). The change is that you’ll only be able to do that between your own cards from September 25th onward, so if you have a travel partner, you may want to consider combining existing rewards sooner rather than later.

Bottom line

Wells Fargo has announced a number of upcoming changes to cardholders via an addendum to their current credit card statement. The biggest news among those announcements is the fact that the provider behind their travel booking platform will be changing on June 30, 2026. It will no longer be possible to move rewards to other cardholders starting on September 25, 2026. Rewards from your own card accounts will no longer be automatically combined, effective immediately, but it will still be possible for a cardholder to combine rewards between their own accounts even beyond September 25th.

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MtnDad

Any idea on redemption rate changes with this change to a new travel provider? I have the vanilla Wells Fargo Signature card for which airfare specifically gets 1.5c per point. Hoping that stays and doesn’t change to 1c per point

DSK

Data points–as of May 29, all three of my Wells Fargo cards were still being combined into the same Wells Fargo Rewards account. So I guess immediately means sometime after May 29.
I noticed that there is also an option to transfer rewards between accounts. I clicked on it and this came up: “Transfer Your Wells Fargo Rewards®
Keep things simple. If you have more than one rewards account you can transfer your rewards to consolidate the available balance.

You have no available transfer options at this time.”

M S

Sucks about not being about to earn bonus points for cruising. This would have contended with my CIP. Oh well, save the hard inquiry. Tks