Hilton Honors American Express Card

Note: American Express is a Frequent Miler advertiser, but we always show the best public offer even when we don't earn a commission. Please see our Advertiser Disclosure.

Annual Fee Ongoing1st Year Value SortableCARD NAMEwelcome bonus min spend or expected spendBankConsumer or Business CardBaseCard Details and Application Link
$09990351Hilton Honors American Express Card$2,000AmexConsumerBase: 3X (1.44%)
Hilton Honors American Express Card
ⓘ $351 1st Yr Value EstimateClick to learn about first year value estimates
80K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
80K points after $2K spend within the first 6 months. Terms apply. (Rates & Fees)
No Annual Fee

Click here to learn how to apply
This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
After clicking through, be sure to choose the card you want on the landing page.
Recent better offer: (Expired 4/29/25) 70K points + free night certificate after $2K spend within the first 6 months.
FM Mini Review: This card isn't particularly rewarding, but it's good to keep primarily for targeted Amex upgrade offers to the Surpass card.
Earning rate: ✦ 7X Hilton eligible Hilton purchases ✦ 5X US restaurants, US Supermarkets, and US gas stations ✦ 3X on all other eligible purchases
Base: 3X (1.44%)
Dine: 5X (2.4%)
Gas: 5X (2.4%)
Grocery: 5X (2.4%)
Brand: 7X (3.36%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: Gold elite status with $20K in eligible purchases in calendar year
Noteworthy perks: ✦ Free Silver status; Gold status with $20K in eligible purchases. ✦ Terms Apply. (Rates & Fees)

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards. You're can only get the same card once every 90 days.

  • 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: (800) 567-1083)


Related Cards (Hilton)

Annual Fee Ongoing1st Year Value SortableCARD NAMEwelcome bonus min spend or expected spendBankConsumer or Business CardBaseCard Offer
$5509991000Hilton Honors American Express Aspire Card$6,000AmexConsumerBase: 3X (1.44%)
ⓘ $1000 1st Yr Value Estimate$400 Hilton resort credit ($200 per six months) valued at $280, Hilton Free Night valued at $490, $200 airline credit ($50 per quarter) valued at $160
Click to learn about first year value estimates
150K Points + free night certificate ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
150K after $6K spend in first 6 months. Free night certificate every year - first certificate is awarded 8-12 weeks after approval. Terms apply.
$550 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: (Expired 4/29/25) 175K after $6K spend in first 6 months
$1509990574Hilton Honors American Express Surpass® Card$3,000AmexConsumerBase: 3X (1.44%)
ⓘ $574 1st Yr Value Estimate$200 Hilton credit ($50 per quarter) valued at $150
Click to learn about first year value estimates
130K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
130K points after $3K spend within the first 6 months. Terms apply.
$150 Annual Fee
Recent better offer: (Expired 4/29/25) 130K points + free night certificate after $3K spend within the first 6 months.
$1959990509Hilton Honors American Express Business Card$6,000AmexBusinessBase: 3X (1.44%)
ⓘ $509 1st Yr Value Estimate$240 Hilton credit ($60 per quarter) valued at $180
Click to learn about first year value estimates
130K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
130K after $6K spend in first 6 months. Terms apply. (Rates & Fees)
$195 Annual Fee
Recent better offer: (Expired 4/29/25) 175K after $8K in spend
$09990351Hilton Honors American Express Card$2,000AmexConsumerBase: 3X (1.44%)
ⓘ $351 1st Yr Value EstimateClick to learn about first year value estimates
80K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
80K points after $2K spend within the first 6 months. Terms apply. (Rates & Fees)
No Annual Fee
After clicking through, be sure to choose the card you want on the landing page.
Recent better offer: (Expired 4/29/25) 70K points + free night certificate after $2K spend within the first 6 months.

For rates and fees of the Hilton Honors American Express Card, please visit here.

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Brian

No lifetime language . . . hmmmm. I was denied for the Surpass card because I had “previously had either the Hilton Surpass or Hilton Honors American Express card,” despite having no current American Express cards.

Ryan

Safe to apply is false and misleading. I got denied but hard inquiry from Amex still shows on my Experian report. Can I fight this? I did not think I was agreeing to a hard pull

Ryan

Update: I submitted a CFPB complaint after getting bounced between Amex and Experian. Amex responded by indicating that they would suppress the inquiry.

But the whole ordeal was a major PITA and has thoroughly dissuaded me from pursuing cards from Amex any time soon.

Last edited 1 year ago by Ryan

[…] Hilton Honors Card from American Express (no annual fee) 3X base; 7X Hilton; 5X at US Supermarkets, US restaurants, and US gas stations. See rates & fees. […]

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