Atmos™ Rewards Visa® Business Card

Card Details and Application Link
Atmos™ Rewards Business Visa Card
ⓘ $1005 1st Yr Value EstimateCompanion ticket for $99+taxes and fees valued at $150
Click to learn about first year value estimates
80K points + Companion Fare Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
80K points + Companion Fare ($99 fare + taxes) after $5K spend in 3 months
$95 Annual Fee

Click here to learn how to apply
This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: None
FM Mini Review: A winner for the welcome offer and a possible keeper for the companion fare and flight benefits
Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere
Base: 1X (1.3%)
Gas: 2X (2.6%)
Brand: 3X (3.9%)
Card Info: Visa Signature Business issued by Bank of America. This card has no foreign currency conversion fees.
Big spend bonus: $121 companion pass every year after $6K spend.
Noteworthy perks: ✦ Free first checked bag for you and up to six other passengers on your reservation on both Hawaiian and Alaska flights ✦ 10% bonus on earned miles with eligible BOA business account ✦ Earn 1 status point /$3 spend (limited to 30K status points in 2025)

Application Tips

Bank of America Application Tips


  • 3/12 or 7/12 Rule: You won't be approved if you have opened 3 or more accounts, with any bank, in the past 12 months. For those with Bank of America deposit accounts, the rule changes to 7+ accounts.
  • 2/3/4 Rule: Max 2 consumer cards per rolling 2 months, 3 per rolling 12 months, and 4 per rolling 24 months.
  • 5 card limit: You will not get approved for a new consumer card if you already have 5 consumer BOA cards open
  • Get Same Card Again: With some BOA cards, must wait 24 months after either opening or cancelling, depending upon the card.
  • Hard inquiries are usually combined into 1 when initiated within 30 days but there have been reports of TransUnion not combining.

Click here to check your application status
If denied, call reconsideration here: (800) 732-9194 (8am-7pm ET Mon-Fri); 888-782-7717 (business cards);

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Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
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