Citi Business ThankYou Card

Card Details and Application Link
Citi Business ThankYou Card
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None
This card is no longer available
No Annual Fee
This card is available in-branch only and is not available online. The bonus may vary by region and can be as high as 40K.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Earning rate: 3x travel ✦ office supply ✦ professional services
Base: 1X (1.5%)
Other: 3X (4.5%)
Card Info: Mastercard World issued by Citi. This card has no foreign currency conversion fees.
Noteworthy perks: Anniversary bonus on base earnings each membership year. (1% in year 1, 2% in year 2 and 3% in year 3 and beyond.)

Application Tips


Citi Application Tips




  • 48 Month Rule: With most Citi cards, you have to wait 48 months after receiving a bonus for the same exact card.

  • Velocity Rules: Max 1 personal card per 8 days. Max 2 personal cards per 65 days. Max 1 business card per 95 days.

  • Get Same Card Again: Citi allows getting same card again (even if card is still open) as long as you follow the 24 or 48 month rules and velocity rules (above).

  • Hard inquiries DO NOT combine into 1 when approved same day


Check application status here.
If denied, call reconsideration here:800-695-5171 (personal); 866-541-7657 (business)
If reconsideration # doesn’t work, try the Citi Credit Card Executive Office: 423-477-6858



Related Cards (Citi ThankYou Rewards)

Card Offer
ⓘ $741 1st Yr Value EstimateClick to learn about first year value estimates
60K Points Non-AffiliateThis is NOT an affiliate offer.
60,000 points after $4,000 spend in 3 months
$95 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 75k after $6 spend in 3 months (ended 4/8/25)
FM Mini Review: Very strong earnings for spend. Excellent bonus categories. Points transferable to select airlines. Recommend pairing this card with Citi Double Cash Click here for our complete card review
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$200 cash back after spending $1.5K in first six months. Note: $200 is awarded as 20,000 ThankYou® Points.
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: 2X rewards for all spend with no annual fee makes this card a winner. Earn 2X everywhere and redeem for the equivalent of 2% cash back or 2X ThankYou points. Pair with the Premier or Prestige card to make points transferrable to airlines. Click here for our complete card review
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$200 statement credit Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
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Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: This has a good gas station bonus for a no annual fee card, but there's not much else to make it a compelling card
ⓘ $276 1st Yr Value EstimateClick to learn about first year value estimates
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Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: Expired 9/13/22 - 20,000 points after $750 spend in first 3 months
FM Mini Review: This is a great card to have and hold for a single category where you spend no more than $500 per month as it represents an excellent return without rotating categories to track.
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None
This card is no longer available
No Annual Fee
This card is available in-branch only and is not available online. The bonus may vary by region and can be as high as 40K.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: Downgrade from Prestige or Premier to this card in order to keep points alive
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
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This card is not currently available to new applicants
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Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: The fact that you can get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year, makes this a great choice to pool with ThankYou Premier, Prestige, and/or Double Cash Click here for our complete card review
ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates
None
This card is no longer available
No Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: 10% points rebate (up to 10K rebate per year) make this a great choice to pool with ThankYou Premier, Prestige, and/or Double Cash
ⓘ $-16 1st Yr Value EstimateClick to learn about first year value estimates
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This card is no longer available
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ⓘ $-95 1st Yr Value EstimateClick to learn about first year value estimates
None
This card is no longer available
$95 Annual Fee
This card is no longer available to new applicants.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: Excellent choice for those who shop often online (thanks to 3X earnings)
ⓘ $-495 1st Yr Value EstimateClick to learn about first year value estimates
None
This card is no longer available
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Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: The Prestige card's best in class 5X rewards for dining, airfare, and travel agencies is hard to beat. Sadly, this travel card doesn't provide any travel protections.

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4 Comments
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Slaven

This card still around?

Greg The Frequent Miler

I think so

Greg

Can you still apply for this card in branch? I want to sign up for a card with citi TY points, but would prefer to not have it count against 5/24.

[…] CitiBusiness ThankYou (no fee): 3X rotating categories. […]