Amex Blue Business Cash: $600 bonus, no lifetime language (targeted)

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Similar to the Blue Business Plus offer we saw earlier this week, there is a targeted offer available for the Blue Business Cash card. Those folks that are targeted will earn $500 in statement credits after $15,000 in purchases in the first 12 months and an additional $100 in statement credits after adding an employee card and spending $1,000 on that card within the first 12 months.  The $1,000 in spend on the employee card will count towards the $15,000 total spend.

My wife and I are both targeted in our accounts under “featured” offers:

While I prefer to prioritize all of the MR-earning offers that Amex is throwing out like candy, this is a good offer compared to what’s been available historically for this card. The application terms don’t include typical once-in-a-lifetime language, so even if you have had the card before, you should be eligible for the welcome bonus (if targeted).

The Deal

  • Earn $500 in statement credits after $15,000 in purchases within the first 12 months after approval for a new Blue Business Cash card and an additional $100 in statement credits after adding an employee card and spending $1,000 within the first 12 months.
  • Expires 1/31/23

Link to log in and see if you are targeted (log-in to Amex account first, then click the link, then click “apply now”)

You will need to log-in, then click the “apply” button to see if you’re targeted. If you don’t see the bonus on the landing page and/or get a message that says something along the lines of “Sorry, this offer is no longer available”, that means you’re not targeted.

Key Card Details

Card Name w Details No Review (no offer)
American Express Blue Business Cash™ Card

Annual Fee: $0

Card Type: Amex Credit Card

Base
2%

Earning rate: 2% cash back on all purchases, up to $50K spend per calendar year (then 1% thereafter). Terms apply.

Quick Thoughts

This is one of the best offers that we’ve seen for for this card. The Blue Business Cash often doesn’t have a welcome bonus at all except when applying via a referral link, and then it’s typically only been $100-250 back after $5,000 in purchases in the first 3 months.

I personally prefer the the Blue Business Plus (BBP) in comparison to the Blue Business Cash as the BBP earns 2x Membership Rewards on all spend (up to $50K in purchases per calendar year) in comparison to the 2% cashback on the Blue Business Cash (and we value MR at much more than 1 cent per point).

That said, for those that prefer cashback, you would end up with a total of $900 in statement credits between the normal 2% on the first $15K in purchases and the $600 welcome bonus. That’s effectively 6% cashback on $15K spending anywhere over one year with no annual fee…which on its own is fairly appealing.

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