Andy at Deals Points reported an astute observation several days ago: a number of the Amex Business Platinum card benefits now show an end date of 12/31/24. That’s interesting since Amex has not yet announced any change in benefits, though it certainly seems reasonable to expect a change is in the air at some point if the Dell, Indeed, and Adobe credits are going to end on 12/31.
The Business Platinum card currently offers up to $200 in statement credits for purchases at Dell up to two times per year (once from January to June and once from July to December). However, as noted above, the language on the Amex landing page for the Business Platinum card now indicates that the benefit will only be available through 12/31/24, with the following language recently added:
Only the Basic Card Member or Authorized Account Manager(s) on a Business Platinum Card® Account can enroll the Card Account in the benefit. Eligible purchases must be charged to the enrolled Card Account for the benefit to apply. Purchases by both the enrolled Basic Card Member and Employee Card Members on the enrolled Card Account are eligible for statement credits through 12/31/24.
Similar language exists for the Indeed benefit (up to $90 in statement credits per quarter) and the Adobe benefit (up to $150 in statement credits per calendar year for purchases of annual prepaid business subscriptions of Adobe Creative Cloud All Apps or Single Apps for teams or Adobe Acrobat Pro for teams, and on additional licenses added to an eligible annual prepaid subscription during an existing subscription term). All three benefits are now slated to be available through 12/31/24.
That’s notable because it means that those who apply today will only receive the benefits above in 2024. We don’t yet know if these benefits will be replaced or what will replace them if anything, which adds an element of uncertainty. If you were to apply now, you wouldn’t know what benefits will exist in January 2025.
If I were making predictions or taking bets, I’d probably gamble on changes that dole out benefits on either a quarterly or semi-annual basis. There has been no change to the language on the annual airline fee credit, but I imagine that Amex may be re-evaluating what type of credits should accompany that. I have to imagine that they will continue to offer something of value as the airline fee credits alone would not make a compelling value proposition given the annual fee, but we’ll have to wait and see what they intend to do.
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[…] everyone, I hope your week is going well. I was reading Frequent Miler’s post about Amex Business Platinum benefits scheduled to end 12/31/24 and learned that the $360 Indeed Benefit from the American Express Business Platinum Card could be […]
I was getting the $10 Wireless Phone Service Credit starting in August 2022. At the end of 2022 I stopped getting it and chatted every month and they would manually add it. Last August they stopped doing that and I’ve been fighting with them ever since. I talked with a supervisor named Bee last week and she once worked for AT&T. She explained that I wasn’t getting the credit because it was coded as AT&T UVERSE PAYMENT 8002882020 TX which is AT&T’s bundled service. She told me I would have to call AT&T to get that changed. I called and they had DirecTV streaming service bundled with my cell phones. I don’t use it or pay for it and they removed it. My bill on January 20 now shows as ATT UVRS CONS SW-EVR. We’ll see if I get the credit. If I do she said to call and they may give me the other four credits they owe me. We’ll see. Annual fee comes up so I’ll probably cancel or product change the card, especially if the Dell credit is ending. And I haven’t received that yet for my purchase January 15. I’m liking Chase more snd more.
I make one time payments every month via ATT website and it works fine. Probably annoying not to do autopay, but I think it will ring up correctly for you
I did the January 20 payment manually without autopay. No credit yet.
Anyone have your bill on autopay via checking account to receive the monthly discount? I receive a $60 discount per month from Verizon (6 lines at $10 per line), but lose the insurance from not using a credit card with cell phone insurance. I have done one offs where I have paid with the Amex Biz Plat plus another cc but then my Verizon bill increases by the $60. Has anyone found a workaround to get BOTH the monthly discount for auto pay from a checking account along with being able to use multiple credit cards to get the $10 off from Amex Biz Plat plus Chase card without the price getting shifted back to the non discounted rate? Thanks.
race to the bottom
What about the 35% rebate on first/bus class airline tix paid by points? That seems to me to be a big one.
Amex replied to an inquiry saying that it is committed to providing substantial value to cardholders. My guess is that a sampling of cardholders will be surveyed regarding potential replacement benefits. It’s happened in the past. And, in spite of snide comments from the Peanut Gallery, I think Amex will roll out a group of replacement benefits that will be somewhat usable.
I agree- although I do sense that Amex and its partners are trying to boot out or heavily dis-incentivize the maximizers as opposed to those who would spend a substantial amount of money at these brands naturally and/or use Amex cards on an everyday basis (even if it’s not the most rewarding option).
Still, there’s no question that Amex will offer credits or perks that if used well can substantially offset or exceed the annual fee because that is how you get people to keep cards beyond the first year.
I would like to see the uber and digital entertainment credits from the personal platinum card benefits program.
Great reason to dump these ripoff AMEX Plat Biz cards after year 1. The Dell credits are already garbage and now will become even worse. Folks having 5 or 6 of these cards at once will go down as a relic of COVID. Our renewals in the next month or two will now certainly become closures.
All that Dell hardware is for losers. I want $10/mo credits on designer handbags and an expanded emoji collections.
This comment wins the internet today.
My guess is they go the Aspire / bonvoy brilliant route. Higher face value of the coupons but split them up into months or quarters of the year
I agree
The brilliant didn’t get higher face value coupons. It went from 300 yearly marriott credit to 25 monthly dining, still 300 a year.
Least controversial prediction ever.
Good chance, but as a biz platinum cardholder for about 10 years, I’d def jump ship if they make too many monthly benefits. As an international man, even Uber is junk because the credit doesn’t work overseas. Dell and airline credit have been acceptable value
Hey Nick, are there any good uses for the Indeed credit (I don’t need to hire anyone) or the Adobe credit?
I had their resume writers go over my resume. Writing about myself is not something I enjoy doing, but having a ready-to-go resume is necessary.
That’s cool, I didn’t know Indeed offered that service. Is there a set price or price range for that service? Any other services on Indeed that you have seen?
It’s $35 and completely covered by the credit each quarter.
that’s interesting. can you describe how to do this? I’ve never used Indeed.
Equally interesting that the benefit was recently increased. Odd they would increase it only to eliminate it.
Looks like you picked a good time to start downsizing your Biz Plat portfolio!
I’ve bought all I’m ever going to buy from Dell for my business. Never used Adobe or Indeed. Time for new benefits.
These days I always hope family will need something from Dell so that I can buy it for them.
I’ve done the same. The whole family is stocked up. It’s become “now what?”
The problem with change is that it can be good, or it can be bad.
Let’s hope any change is good.