Amex Business Platinum Card® welcome offer is now “as high as” 300K bonus points

In recent weeks/months, there have been sporadic appearances of an “as high as” 300K bonus point welcome offer for the Business Platinum Card® from American Express. That’s shown up sometimes on referral links, in mailers, and even on Google when searching for things completely unrelated to credit cards.

The good thing is that you no longer have to cross your fingers and hope that this offer will show up: it’s now the official, potential, highest-ever offer.

The Offer & Key Card Details

Card Offer and Details

The Business Platinum Card® from American Express ⓘ $4163 1st Yr Value Estimate$200 airline incidental fee credit for select airline only valued at $140, $200 Hilton credit ($50 per quarter) valued at $150, $120 wireless credit ($10 per month) valued at $90, $150 Dell credit valued at $37.5, $600 Fine Hotels + Resorts® credit valued at $300 Click to learn about first year value estimates As high as 300K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply. (Rates & Fees) $895 Annual Fee Learn more Recent better offer: 250K after $20K spend - no "as high as language" (expired 2/10/25) FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review Earning rate: Earn 5X flights & prepaid hotels booked at AmexTravel.com ✦ 2X points per dollar (on up to $2 million of those purchases per year) for each eligible purchase of $5000 or more, US construction/hardware stores, US software & cloud system providers, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. Base: 1X (1.55%) Portal Flights: 5X (7.75%) Portal Hotels: 5X (7.75%) Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Big spend bonus: Spend $250k+ on eligible purchases in a calendar year, get up to $1,200 in statement credits to use in the next calendar year on flights booked on AmexTravel.com, and up to $2,400 in statement credits for use in the next calendar year on monthly fees for American Express One AP®. Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $600 prepaid hotel credit semi-annually (Up to $300 Jan - June and July - Dec) valid on Fine Hotels + Resorts® and The Hotel Collection bookings ✦ Up to $1,150 a year in statement credits for Dell purchases ($150 + $1,000 when spending $5,000 in a calendar year) ✦ Up to $200 in Hilton credits (Up to $50 per quarter) ✦ Up to $120 in wireless services credits per year (Up to $10 per month) ✦ Global Entry statement credit every 4 years ($120) or TSA PreCheck statement credit every 4.5 years ✦ Global Lounge Access benefits: Priority Pass membership (Lounges only) with 2 guests, Centurion Lounge access. Also, Delta Sky Club® access (when flying an eligible Delta flight): 10 visits per year February 1 until January 31 of the next calendar year (after 10 visits have been used, additional visits can be purchased for $50 each or earn unlimited visits after spending $75K/calendar year on the card). Access limited to eligible card members ✦ Rental car elite status ✦ Marriott Bonvoy® Gold Elite Status ✦ Hilton Honors™ Gold status ✦ Leading Hotels of the World Sterling status ✦ Up to $209 CLEAR+ fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline ✦ $250 statement credit when spending $600+ on U.S. purchases with Adobe per calendar year ✦ Enrollment required for select benefits See also: Amex Platinum Guide

Quick Thoughts

A welcome offer of up to 300,000 bonus Membership Rewards is the highest publicly available we’ve ever seen on the Business Platinum Card®; so it’s a superb bonus.

The catch is that there’s no guarantee you’ll be offered 300,000 points as your welcome offer, given the ‘as high as’ wording. For example, I mentioned above that this offer has recently appeared on Google. I know that because I came across it in the wild earlier this month and decided to apply, even though I already have a few Business Platinum cards.\

Despite the offer having lifetime language, I was approved, but for a welcome bonus of 200,000 points rather than 300,000. That was a little disappointing, but it was an approval, and 200,000 points was the highest publicly available offer at the time anyway, so I didn’t feel too hard done by.

There’s no guarantee that the consolation prize for not being offered 300,000 points is 200,000 points; it could be even lower, or it might be in the 200,000-300,000 range.

Our first-year estimated value for someone offered 300,000 bonus points is more than $4,000, taking into account the value of the points and the card’s other benefits, and after accounting for the $895 annual fee. That’s an incredible amount for one credit card bonus, but it’s worth calculating yourself based on your valuations of the points and benefits.

That said, no matter how you slice and dice it, earning as many as 300,000 points is an incredible bonus. I remember something like 10 years ago when many of us salivated over the elusive 100,000 welcome offer on the consumer American Express Platinum Card®; now, 300,000 points is publicly available.

Referrals don’t appear to be displaying this new offer yet, at least not on a consistent basis. I imagine that will change in the coming days, so if it’s not urgent that you get this card immediately and your partner has another Amex card that they can refer you from, it might be worth waiting in order for them to pick up the bonus points for referring you (or vice versa).

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