Amtrak Credit Card Offering Best Ever 50,000 Point Welcome Offer

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Update: There’s a 50,000 point + $100 statement credit version of the offer that shows up when going through the steps of booking an Amtrak trip.  You don’t have to finalize the booking to get the offer to show up. Thanks to Aloha808 in the comments for the heads up.

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The Amtrak Guest Rewards Mastercard issued by Bank of America is offering a best ever welcome bonus of 50,000 points when spending $2,500 in the first 90 days of card membership.

Amtrak 50,000 point welcome bonus

The Offers & Key Card Details

Card Offer and Details
Amtrak Guest Rewards World Mastercard
None
This card is not currently available to new applicants

$79 Annual Fee


Card Type: Mastercard World

Base
Travel
Brand

Earning rate: ⚬ 3X Amtrak ⚬ 2X qualifying travel ⚬ 1X elsewhere

Big spend bonus: Earn 1,000 Tier Qualifying Points towards elite status for each $5K spent in a calendar year. Limit 4,000 TQPs per year. Ability to transfer up to 25,000 points to hotel partners after $20K calendar year spend.

Noteworthy perks: ⚬ 5% Amtrak Guest Rewards point rebate on redemptions ⚬ Complimentary companion coupon ⚬ One-Class Upgrade and a single-day ClubAcela pass each year.

See also: Amtrak Guest Rewards credit card review

Quick Thoughts

50,000 points is the best offer we’ve ever seen on this Amtrak card. While 50,000 points might not sound all that amazing considering all the 100,000+ point offers out there on other cards, this welcome bonus has shot this card into the top 5 welcome offers for personal cards on our Best Offers page.

That’s due to how valuable Amtrak Guest Rewards points are. The points have somewhat fixed values depending on how they’re redeemed, but you can get up to 2.9 cents per point of value out of them which means 50,000 bonus points can be redeemed for up to $1,450 of value. That’s an incredible amount of value for a card with an annual fee of only $79 seeing as three of the four cards above it on the Best Offers page have annual fees of $695.

This increased bonus is available through September 30, 2021, so you have almost two months in which to apply for this increased offer.

h/t Help Me Build Credit

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[…] Amtrak Credit Card Offering Best Ever 50,000 Point Welcome Offer […]

Dexter

can the points be transferred to be used for airlines or hotels? who out west travels by train any more.

Michael

The Amtrak points are not useful for me. Are the Hilton and Choice transfers still available? I have seen conflicting posts on this.

Aloha808

An additional $100 credit is available on top of the 50k SUB, when doing a dummy booking.

Last edited 10 months ago by Aloha808
Priscilla

What is a dummy booking?

Dee

Thanks! I got approved. I got this card 2 years ago in September and closed it last year in October. I only applied for 1 card this year, so that probably helped.