(EXPIRED) Capital One: 20% Transfer Bonuses to Accor Live Limitless & British Airways Avios

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The first of the month usually brings us new transfer bonuses and the start of November is no exception. Capital One has launched two new transfer bonuses today – one for British Airways and one for Accor – both of which give a 20% bonus.

a screenshot of a number of miles

The Deal

  • Capital One is giving a 20% bonus when transferring miles to the following programs:
    • Accor Live Limitless
    • British Airways Executive Club (Avios)

Key Terms

  • Expires November 30, 2022.

Quick Thoughts

This is the first time we’ve seen a transfer bonus to Accor Live Limitless. Note that Capital One normally transfers on a 1,000:500 basis to Accor, so this 20% bonus makes that ratio 1,000:600. I’m not very familiar with Accor’s loyalty program, but my understanding is that their points are fairly valuable at ~2cpp each. If that is indeed the case, this transfer bonus means you’ll effectively be getting ~1.2cpp of value per Capital One mile – not bad, but not amazing either.

The bonus to British Airways is interesting too, but again it’s not overly exciting. They’re a transfer partner of all the main transferable currencies and it feels like every month one of them is offering a bonus when transferring to Avios. American Express bonuses to British Airways sometimes go as high as 40%, so this Capital One transfer bonus is only worth taking advantage of if you have an imminent need for them.

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[…] British Airways from Capital One get a 20% bonus. And hotel program Accor Live Limitless also has a 20% bonus from Capital […]


Does anyone know if the use of points eliminates/reduces taxes and fees or resort fees like some programs do? If so that pumps the value of points a bit more.

[…] Capital One November transfer bonuses of 20% to British Airways and to Accor not deals I’d jump on for their own sake, but helpful if you’re considering a transfer anyway. […]


Accor points are redeemable at 100 point for €2 off your room rate. More precisely, 2k ALL points erases €40 off of your rate and I believe the points must be redeemed in blocks of 2k ALL points. There’s no award chart.