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Credit Card Bonuses

Ink Plus success with Chase’s Special Consideration form

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Over a month ago, I applied for a targeted United Mileage Plus 75K offer and an Ink Plus 60K offer.  Both applications were initially pending.  After calling the personal and business recon lines to...
Chase Special Consideration

Chase Special Consideration [Now for business cards only]

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Update 8/23/2016: Chase has eliminated the Special Consideration Form for Personal Card Exceptions. The following post has been updated accordingly. If you apply a Chase credit card and are denied, you may have luck calling...
Prestige 4th Night Free

Do you have to pay with the Prestige card to get the 4th Night...

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The Citi Prestige card has many great perks.  One of those perks is the ability to get a rebate of the full cost of the fourth night of a hotel stay booked through the...
ThankYou points expire

How to know if or when your ThankYou points expire

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There are several situations in which you may have Citi ThankYou Rewards points that will expire: Points earned by a particular credit card account expire 60 days after cancelling that account.  See: Cancelling your...
Chase credit inquiries

Do Chase credit inquiries really combine?

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I often write about the advantage of signing up for two cards from one bank on the same day.  When you do so, the credit inquiries usually combine into one.  In that way, the...
Credit Inquiry towards 135,000 miles

My painful pursuit of 135,000 miles

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Update: This post includes offers that were valid at the time of publication, but have since expired. Please click here to see the best offers currently available. My Business Platinum card has been open for a year now. ...
fidelity worldpoints

Bet You Didn’t Know: Last Chance To Transfer Points Between Bank of America and...

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By Julian, author of Devil’s Advocate...  We're at one of those "transition points" in the miles and points world that happens every so often, when we have the chance to speculatively take advantage of a change in...
Free Experian App

Free Experian credit monitoring for iPhone and Android users

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I recently wrote about an opportunity for most AAA customers to get free Experian credit monitoring.  Now, it turns out that you don’t even need AAA.  You just need a smart phone or tablet… Experian...
Costco Anywhere Visa

Is the Costco Anywhere Visa the best new cash back card?

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Costco recently switched their co-branded card from Amex to Citibank.  Now, in store, they accept only Visa credit cards (or Visa/MC debit cards).  And, they now offer a co-branded Visa credit card instead of...
FlexPerks Gold Amex

US Bank FlexPerks Gold Amex: The best new option for dining, but is it...

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US Bank has apparently ditched their old FlexPerks Travel Rewards Amex card in favor of a new one.  The new card is called “U.S. Bank FlexPerks Gold American Express Card” (hat tip: Doctor of...
Singapore KrisFlyer Miles

Using Singapore KrisFlyer miles, and keeping miles alive

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Singapore KrisFlyer Miles are mostly great. Here’s why I think so: Promiscuity: Thanks to Singapore being one of the 3 most promiscuous airline programs, their miles are easy to get.  Simply transfer 1 to...
Freedom Unlimited

Freedom vs. Freedom Unlimited

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Last year, I detailed my plan for increasing my Chase Ultimate Rewards point balance.  The reason for focusing on Ultimate Rewards?  I’m a huge fan of transferable points programs, especially Ultimate Rewards.  Chase has...
Amex presale offers Hamilton

How to enroll in Amex presale offers. Don’t miss the next Hamilton (or whatever)...

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I’ve been waiting a while now for an opportunity to buy Hamilton tickets at a reasonable price.  In New York, Hamilton has long been sold out and resale prices have been through the roof. ...
Discover It Miles rebatees United Wi-Fi

United snubs my Gogo passes. Discover It Miles to the rescue

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Last week I flew to Colorado in First Class on United Airlines.  I paid for the flight with Singapore Airlines miles -- for a few reasons.  The primary reason, for me, was that I...

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