Nationwide Buxx far less useful as of January 11 2016
Doctor of Credit warned us yesterday. Nationwide Bank had changed the terms on their Visa Buxx cards. Previously, you could load Nationwide Buxx debit cards online with a credit card for a very low...
How bad were my 2015 predictions?
I probably should have just swept these predictions under the rug and forgotten about them. In January, I published my predictions for 2015. Every one of my 2014 predictions had come true, at least...
Increasing credit card spend with Serve
Note: On January 8, 2016 American Express sent out a notice to a large number of Bluebird & Serve cardholders informing them that loading capabilities on their accounts had been terminated. For more information,...
How to cheat Discover’s Deal of the Year… Or not
When Discover’s Apple Pay promotion first appeared, it seemed too good to be true. Not only did Discover promise to give cardholders a 10% cash back bonus for Apple Pay purchases through the end...
American Express Serve adds Rite Aid and Dollar General to free cash reload network
Note: On January 8, 2016 American Express sent out a notice to a large number of Bluebird & Serve cardholders informing them that loading capabilities on their accounts had been terminated. For more information,...
Second look at Revolut: Not ready for US customers, except for one great feature…
Last month I wrote about a new prepaid product designed for global travelers: Revolut. Revolut is both a smart phone app and a prepaid debit card. Theoretically, it’s perfect for global travelers: there are...
Plastiq adds new 1.5% promo, but drops prepaid cards from 0% fee debit option
Plastiq, the bill payment service that lets you pay bills via credit card, has introduced a new promotion: Get a 1.5% rate for all one-time, immediate MasterCard payments to any business. This promotion will...
1,200,000 miles for Necker Island: Not easy. Not free.
Yesterday I reported my success in earning 1.2 million Virgin Atlantic miles which I plan to use for a week on Sir Richard Branson’s private Necker Island. In response, a number of readers wanted...
Plastiq debit card payments now fee free
UPDATE: The no fee option no longer applies to gift cards or other prepaid cards
The Plastiq bill payment service normally charges a 2.5% fee, but they have recently announced that there is now no...
PayPal employee answers: Faster money back? Why work for evil?
Background:
In order to earn miles & points, many people “manufacture spend”. That is, people find ways to increase credit card spend (to get rewards) while getting their money back. There are many techniques for...
PayPal employee answers: Safe way to increase credit card spend?
Background:
In order to earn miles & points, many people “manufacture spend”. That is, people find ways to increase credit card spend (to get rewards) while getting their money back. There are many techniques for...
Discover’s Deal of the Year results are in. The gift card rule IS being...
Quick background: Discover is currently running two overlapping promotions: an extra 10% cash back for Apple Pay purchases made through December 31st, plus double all cash back for a year. Each promotion is amazing...
Quick Tip: Variable Load Visa/MC Gift Cards are now Cash Only at Officemax
Officemax has now started restricting variable load Visa and Mastercard purchases. As of now most registers are hardcoded as cash only for their purchase.
Quick Tip: Don’t buy GiftCardMall Visa cards (except as a gift)
I received an email today from SimplyBestCoupons advertising 2% cash back on Visa gift card purchases. That sounds pretty good, right? Even now that GiftCardMall has begun limiting Visa card values to $250 each,...
