There’s an increased welcome offer out for the Chase World of Hyatt Business card, but it comes with a fairly sizeable spend requirement: you’ll get 60k Hyatt points after spending $5k within the first 3 months, then an additional category 1-4 free night certificate after spending a total of $15k within the first 6 months.
This card won’t offer the most points per dollar, but it can be a good fit for big spenders who want a (slightly) easier path to status. If you’re just looking for Hyatt points, don’t forget about the better offers on the Chase Ink Business Preferred, Ink Business Unlimited and the Ink Cash cards, as Hyatt is a 1-1 transfer partner with Chase Ultimate Rewards.
Offer and Card Details
| Card Offer and Details |
|---|
60K points + Free Night ⓘ Affiliate 60K after $5,000 spend in 3 months. Additionally, you can earn a Hyatt Category 1-4 free night certificate after $15K spend within the first 6 months. $199 Annual Fee This card is subject to Chase's 5/24 rule. FM Mini Review: Great for its initial bonus and for Hyatt enthusiasts to spend toward status and rebate on award stays. Earning rate: 2X on fitness clubs and gym memberships ✦ 2X in the top 3 spend categories each calendar quarter. Eligible categories include dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping ✦ 4X Hyatt and Mr & Mrs Smith Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: Get 5 elite qualifying night credits every time you spend $10,000 in purchases. ✦ After $50K spend in a calendar year, get 10% back on redeemed points for the rest of that calendar year (Up to 20K points back per year). Noteworthy perks: Discoverist elite status ✦ Ability to gift Discoverist to up to 5 employees (they do not need to be cardholders) ✦ Up to $100 each cardmember year in Hyatt statement credits: Spend $50 or more at any Hyatt property and get a $50 statement credit up to two times per year ✦ Hyatt Leverage membership with no minimum stay requirements. |
Quick Thoughts
First off, the initial part of the welcome offer is the same as before: 60,000 points after $5k in spend within the first 3 months. The second part is what’s new: a Hyatt Category 1-4 free night certificate (FNC) after spending a total of $15k within the first 6 months. So effectively, you get a bonus FNC for that additional $10k in spend.
What makes that added free night interesting is that you normally don’t have the ability to spend for a free night cert on the Hyatt business card…only the personal version. If you were able to do the majority of that additional $10k in the adaptive 2x bonus categories, you’d end up with 20k from the spend as well as the FNC. You’d also get five elite night credits for hitting $10k on the card. For folks hunting Globalist status, that might be enough of a win to make that extra $10k worth it. Others will want to just go for the initial 60,000 points.
The key benefits of the business card are:
- An “adaptive” 2x that rewards you for your top two spend categories each calendar quarter.
- 5 elite night credits with each $10K spend
- 10% back on redeemed points after spending $50K in a calendar year (Up to 20K points back per year). Note that the rebate kicks in on stays completed after reaching $50K in purchases.
- Up to $100 in Hyatt credits: Spend $50 or more at any Hyatt property in the world and get a $50 statement credit up to twice per cardmember year.
- Discoverist status for the cardholder and the ability to gift that status to 5 employees (those employees do not have to be employee cardholders)
- Unlike the consumer card, this does not come with an annual free night certificate or annual elite night credits (outside of the FNC that’s offered as part of the welcome offer).
After the first year, it’s worth considering whether it makes sense to hang onto the card. I continue to keep it since I can easily use the twice-yearly $50 credits and I value the ability to earn 5 elite nights per $10k in spend. For many, though, the math won’t work out.
To determine your 5/24 status, see: Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.
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Chasing Globalist this year just to try it for a year and see if it is worth the chase for us. More fun for me than anything. I’ll gladly take the unexpected FNC and actually got approved tonight while sitting right at 5/24
I second the appreciation for the candid and honest analysis.
I’ve been a globalist for a number of years and have enjoyed it greatly. This will be my last year with Hyatt. I’m going back to Hilton. Hyatt’s loss of SLH, the deflation of their points, and so many people chasing so few rooms has made WOH untenable. At least Hilton has available rooms. If you don’t have that, nothing else matters.
My concierge recently mentioned to me that Hyatt currently has more Globalists than they’ve ever had. This tracks with how challenging it is to actually find available Hyatt award nights and use SUAs. When the “rewards” are difficult to impossible to use, are they really awards?
Additionally, Hyatt lost SLH so there are SIGNIFICANTLY less properties/rooms for this record number of globalists to fight over.
Since Hyatt has significantly inflated the cost to use points, it’s now not really worth the cost. It’s better value to just use Chase SP travel portal at 1.5 CPP to book other properties. If I’m struggling to find any rooms and when I do they’re only worth 1.5 CPP what’s the point of that?
– Updated points calendars show *much* higher prices than less than a year ago. There are very few 3.5k/night rooms available anywhere.
– So many properties have moved up in tier that the CPP is no longer any better than just using the Chase or Amex travel portal.
– Cat 1-4 certs are no longer valuable. Cat 1-4 properties are almost exclusively Hyatt House/Hyatt Place properties in meh areas (with a very few outliers.)
Appreciate the honest analysis of whether and in what circumstances this card makes sense.