Chase Sapphire Preferred: 90k In-Branch Offer (Ends Saturday 6/10)

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Update 6/7/23: All good things must come to an end. Doctor of Credit has shared the internal Chase memo below, stating that the 90K in-branch offer will rest with its ancestors on June 10th, to be replaced by a lesser, 70K offer (which is still better than the 60K public offer).

a white paper with black text
Image courtesy of Doctor of Credit

We’ve seen a number of reports over the past few days about a 90K offer for the Chase Sapphire Preferred (CSP) card that will soon be available in-branch. Doctor of Credit received a Chase internal memo which indicates that, starting 3/19, there will be an in-branch welcome offer of 80,000 Ultimate Rewards points after $4,000 in spend within the first 3 months plus an additional 10,000 points after spending $6,000 total within the first 6 months.

Our assumption is that this will be available at all Chase locations. However, as always with these in-branch offers, it can pay to call and confirm before going.

a hand holding a credit card

The Offer and Key Card Details

  • There is an in-branch offer for the Chase Sapphire Preferred that’s good for 90K points after $6K in total purchases within the first 6 months.

Card details are below. Note that if you click the card name below, you’ll be taken to our card-specific page, which has the current public online offer information. This is NOT the 90K in-branch offer that will be starting soon.

Card Name w Details No Review (no offer)
$95 Annual Fee
Earning rate: 5X Travel booked through Chase (2X all other travel) ✦ 3X Dining ✦ 3X Select streaming services ✦ 3X Online grocery ✦ 5X Lyft (through March 2025) ✦ 10% annual point bonus
Base: 1X (1.5%)
Travel: 5X (7.5%)
Dine: 3X (4.5%)
Other: 3X (4.5%)
Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees.
Noteworthy perks: Primary auto rental collision damage waiver ✦ Free DashPass through 2025 ✦ Transfer points to airline & hotel partners ✦ $50 annual credit for hotel stays booked through Chase ✦ $15 quarterly Instacart credit ✦ 6 months free Instacart+
a close up of a paper
Image courtesy of Doctor of Credit

Quick Thoughts

We see better in-branch offers for the Sapphire Preferred now and then — sometimes the online offer also increases, but not always. While 90K points isn’t the best offer that we’ve ever seen on the Sapphire Preferred (it’s been as high as 100K), it is still an excellent offer that could be well worth the trip to a Chase branch.

Currently, referral links go to the 60K public offer. However, if that increases, a household referral would add another 15,000 points to the total haul. If you’re in a 2-player household and already have one Sapphire Preferred, it may be worth holding off for a bit to see whether or not this 90K offer eventually goes online.

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