WHOOP is a wearable fitness tracker, kind of a cross between Oura Rings and Fitbit. The American Express Platinum Card® offers a $200 annual credit toward Oura Ring purchases, and now Chase is responding in kind by offering an almost free year of WHOOP’s “Life” membership to Sapphire Reserve® cardholders.
The promo is listed in the “Chase Offers” section of your online account and requires registration before your purchase.
The Deal
- Chase Sapphire Reserve® cardholders can now receive $359 back after purchasing one year of WHOOP’s Life Membership
- Must activate the offer before completing purchase
- The cost for one year is $359, so any cost above that is out of pocket
- Includes WHOOP MG wearable device with band and wireless charger
- Chase Sapphire Preferred® have an offer for $100 off the same service
- Referral discounts can be stacked with the Chase Offer
- Offer expires 5/12/26
Direct Link to Chase Offers (must log in to Chase account)
Direct Link to WHOOP Chase landing page
Terms and Conditions
- Offer expires 5/12/2026.
- Offer valid one time only.
- Offer only valid on purchases made directly with the merchant.
- Offer valid online only at WHOOP.com.
- Offer not valid on purchases made using third-party services, delivery services, or a third-party payment account (e.g., buy now pay later).
- Offer only valid on U.S. purchases.
- The merchant may split your purchase into multiple transactions. Offer redemption awarded as a statement credit on the first qualifying transaction amount.
- Payment must be made on or before 5/12/2026.
Quick Thoughts
I’d never even heard of WHOOP until yesterday, when Chase announced the offer. Unlike American Express, whose Oura credit is a yearly card benefit, this appears to be a one-off for Sapphire Reserve cardholders. On the flip side, it covers the full annual cost of the device and membership, unlike Amex.
I’m not a big fan of fitness devices in general, let alone those that charge a subscription fee and don’t store your data locally. Despite that, I’m going to give it a shot for a year just to see.
If you decide to do this, make sure you activate the Chase offer before visiting the site to make your purchase. I haven’t seen the account setup yet, but I assume there’s a way to turn off auto-renew, which you’ll also want to do to avoid an unwanted second-year charge.
WHOOP referrals allow for each side to get a $29 credit (the cost of one month’s service), and from what I understand, that can be stacked with the Chase Offer’s credit.
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For people who don’t already have whoop, TJ maxx is selling whoop 4.0 for $26 (in the glass case in the men’s department). If you buy this first it comes with a year of membership and then you can upgrade and use the Chase credit and get 2 years of membership
Hi Tim, I have a code. How do I email you?
Not available for the CSR Business card 🙁
If this happens you don’t get the full refund?