Wells Fargo Choice Privileges Mastercard

Card Details and Application Link
Wells Fargo Choice Privileges Mastercard
40K after $1K spend in first 3 months
No Annual Fee

Click Here to Apply
This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
Alternate Offer: Choice members may be targeted for a higher offer
FM Mini Review: Decent bonus for a no-annual fee card, but not a great keeper unless you value the Choice Gold Status
Earning rate: 5X at Choice Hotels ✦ 3X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else
Base: 1X (0.68%)
Gas: 3X (2.04%)
Grocery: 3X (2.04%)
Phone: 3X (2.04%)
Brand: 5X (3.4%)
Card Info: Mastercard World Elite issued by Wells. This card has no foreign currency conversion fees.
Noteworthy perks: Automatic Gold status ✦ Cell phone Protection ($25 deductible, $800 max per claim)


For those pursuing Choice Privileges points, the Wells Fargo Choice Privileges Mastercard could be worth getting for the welcome offer. Even though there’s no annual fee associated with the card, lackluster spendings categories should keep it firmly in the sock drawer after meeting the minimum spend.


The Wells Fargo Choice Privileges Mastercard offers the following perks:

  • No foreign transaction fee
  • Automatic Choice Privileges Gold Status
  • Cellphone protection when bill is paid with card ($25 deductible, $800 max per claim)
  • 10 elite night credits per year

Earning Points

This card earns 5 Choice Privileges points per dollar at gas stations, grocery stores, home improvement stores and phone plans. It also earns 10 points dollar on spend with Choice Hotels. Everywhere else, the card earns 1 point per dollar.

Card Info Name and Earning Rate (no offer)
Earning rate: 5X at Choice Hotels ✦ 3X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else
Base: 1X (0.68%)
Gas: 3X (2.04%)
Grocery: 3X (2.04%)
Phone: 3X (2.04%)
Brand: 5X (3.4%)

Choice Privileges Elite Status

This card comes with Gold Elite Status in the Choice Privileges program, as well as ten elite nights per year.

Below you’ll find a summary of the benefits you can earn from the various tiers of Choice Elite status.

Choice Privileges Elite Status Member Gold Platinum Diamond
Elite-Qualifing Nights Required 0 10 20 40
Points Bonus 0 10% 25% 50%
Early Check In Late Check Out N Y Y Y
Elite Reserved Parking* N Y Y Y
Rollover Nights N Up to 9 nights Up to 19 nights Up to 39 nights
  Priority Customer Hotline  N Y Y Y
Welcome Gift* N Y Y Y
Complimentary Avis Preferred Plus Status* N N Y
*not available outside of the US and Canada

Partnership with Preferred Hotels and Resorts

Preferred Hotels & Resorts is a collection of over 650 high-end independent hotels around the world. Not all Preferred Hotels are bookable with Choice Privileges points, but many are and point prices range from 20,000 to 55,000 points per night. Preferred Hotels are now easily bookable online with Choice points. Please see this post for details and instructions: Preferred Hotels now bookable online with Choice points!

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60K Points is no longer available.

Tim Steinke

Thanks, updated.


This card doesn’t seem to exist anymore. Do you know what happened?


Choice is back to only 32K now.

[…] you buy 5,000 points or more. That means you can buy points for just 0.77c per point. The Choice Privileges Visa Signature card earns 2x everywhere, but you’ll earn more with a cash back […]

Bob D

In the terms there was a statement saying this bonus is intended for persons who have not received this bonus. If it is found that you have received this bonus then we may reverse any bonus you may receive


expired 🙁

[…] unrelated to status. For Choice, I used Platinum status (though you only get Gold status with the Choice Privileges Visa card). Here are the earning rates in points per […]