Wells Fargo Choice Privileges Mastercard

Card Details and Application Link

Wells Fargo Choice Privileges Mastercard ⓘ $378 1st Yr Value EstimateClick to learn about first year value estimates 60K Points Non-AffiliateThis is NOT an affiliate offer. 60K after $1K spend in first 3 months No Annual Fee Click here to learn how to apply This is NOT an affiliate offer. If you would like to support Frequent Miler, click to view curated offers Alternate Offer: Choice members may be targeted for a higher offer Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Decent bonus for a no-annual fee card, but not a great keeper unless you value the Choice Gold Status Earning rate: 5X at Choice Hotels ✦ 3X at gas stations, grocery stores, home improvement stores, and phone plans ✦ 1X everywhere else Base: 1X (0.67%) Gas: 3X (2.01%) Grocery: 3X (2.01%) Phone: 3X (2.01%) Brand: 5X (3.35%) Card Info: Mastercard World Elite issued by Wells. This card has no foreign currency conversion fees. Noteworthy perks: Automatic Gold status ✦ Cell phone Protection ($25 deductible, $800 max per claim) Application Tips Wells Fargo Application Tips Bank first: It appears that Wells Fargo has now instituted a 5/24: if you have opened more that 5 new personal credit cards with any bank within the last 24 months you won't be approved for a new card. 48 month rule: Limit of one signup bonus per 48 months on most cards Get Same Card Again: No known rules against getting same card & bonus again. Hard inquiries are combined into 1 when approved same day. Check application status here. If denied, call reconsideration here: 1-800-967-9521 (consumer) or 1-800-231-9244 (business) Related Cards (Choice) Card Offer Wells Fargo Choice Privileges Mastercard ⓘ $378 1st Yr Value EstimateClick to learn about first year value estimates 60K Points Non-AffiliateThis is NOT an affiliate offer. 60K after $1K spend in first 3 months No Annual Fee Learn more Alternate Offer: Choice members may be targeted for a higher offer Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Decent bonus for a no-annual fee card, but not a great keeper unless you value the Choice Gold Status Wells Fargo Choice Privileges Mastercard Select ⓘ $234 1st Yr Value EstimateClick to learn about first year value estimates 60K Points Non-AffiliateThis is NOT an affiliate offer. 60K after $3K spend in first 3 months $95 Annual Fee Learn more Alternate Offer: Choice members may be targeted for a higher offer Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Worth getting for the welcome offer and keeping for the 30,000 anniversary points. The 5x categories could also be interesting for some.

Overview

For those pursuing Choice Privileges points, the Wells Fargo Choice Privileges Mastercard could be worth getting for the welcome offer. Even though there’s no annual fee associated with the card, lackluster spendings categories should keep it firmly in the sock drawer after meeting the minimum spend.

Perks

The Wells Fargo Choice Privileges Mastercard offers the following perks:

• No foreign transaction fee
• Automatic Choice Privileges Gold Status
• Cellphone protection when bill is paid with card ($25 deductible, $800 max per claim)
• 10 elite night credits per year

Earning Points

This card earns 5 Choice Privileges points per dollar at gas stations, grocery stores, home improvement stores and phone plans. It also earns 10 points dollar on spend with Choice Hotels. Everywhere else, the card earns 1 point per dollar.

Choice Privileges Elite Status

This card comes with Gold Elite Status in the Choice Privileges program, as well as ten elite nights per year.

Below you’ll find a summary of the benefits you can earn from the various tiers of Choice Elite status.

Partnership with Preferred Hotels and Resorts

Preferred Hotels & Resorts is a collection of over 650 high-end independent hotels around the world. Not all Preferred Hotels are bookable with Choice Privileges points, but many are and point prices range from 20,000 to 55,000 points per night. Preferred Hotels are now easily bookable online with Choice points. Please see this post for details and instructions: Preferred Hotels now bookable online with Choice points!