(EXPIRED) (Update: Targeted) Earn 4% Or 6% Cashback On Rakuten Visa At Grocery Stores, Restaurants & Mobile Wallet Purchases

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Update: Based on comments below, this unfortunately seems to be a targeted offer rather than being available for all Rakuten Visa cardholders. As per Philco’s & Stefan’s comments, other cardholders might get an offer for 4%, while others might not be targeted at all.


Rakuten Visa cardholders have struck it lucky this month as the card is offering bonused spend in a few different categories this month. Not only that, but they’re some great categories too – grocery stores, restaurants and mobile wallets.

Rakuten 6% Cashback Groceries, Restaurant & Mobile Purchases

The Deal

  • Earn an extra 5% cashback on purchases in the following categories on the Rakuten Cash Back Visa card for a total of 6% cash back, or
  • Earn an extra 3% cashback on purchases in the following categories on the Rakuten Cash Back Visa card for a total of 4% cash back:
    • Grocery Stores
    • Restaurants
    • Mobile Wallet Purchases

Key Terms

  • Expires June 30, 2020.
  • Please allow up to 90 days after the promotional period ends for the 6% Cash Back to post to your Rakuten Cash Back account.
  • Only one offer per account.
  • Transactions within other establishments (i.e. supercenters or warehouse clubs) may not apply. Synchrony does not evaluate whether merchants correctly identify and bill transactions, however, they do reserve the right to determine which transactions qualify for this offer.

Quick Thoughts

This is a fantastic deal because it seems like the 6% earnings are uncapped. That could make June a particularly rewarding month if you have the time and inclination to hit this hard.

What makes it even better is that Rakuten earnings can be converted to American Express Membership Rewards if your account is set up that way (see this post for more). 6x Membership Rewards with uncapped earnings at grocery stores is a potentially phenomenal deal and makes me wish I had this card.

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