If you are an Ally Bank customer and have never tried Ally Invest, their self-directed brokerage account type, there’s an opportunity to earn an easy $200 bonus by depositing $1,000 in cash or transferring $1,000 in investments from another institution and holding the money there for 90 days. That’s a solid return with very low effort required to trigger the $200 bonus. That, to be eligible for the $200 bonus, you must transfer from an external institution. If you transfer money from your existing Ally account, you’ll only be eligible for a $100 bonus.
The Deal
- Ally Invest has an offer for existing Ally Bank customers to open their first new Ally Invest brokerage Self-Directed Trading account and get a $200 bonus when they transfer at least $1,000 into the account from an external source as follows:
- Open an eligible new Self-Directed Trading account by selecting Open Account on the promo landing page by 12/31/26.
- Transfer a minimum of $1,000 into the new account from an external source within 30 days of opening it over one or more transfers. Keep in mind that you can transfer cash via ACH or investments from another brokerage but be sure to transfer from an external source in order to be eligible for the $200 bonus.
- You must keep your account open and in good standingwith the $1,000 on deposit for 90 days to receive your $200 bonus.
- Direct link to this deal
Key Terms
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Open your new Ally Invest Self-Directed Trading account by 12/31/26.
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Transfer a minimum of $1,000 in cash and/or securities within 30 days of account opening. You can make multiple transfers into the same account to reach the minimum requirement of $1,000.
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Once at least $1,000 has posted to your account, you must keep it there for a minimum of 90 days, as well as keep your account open and in good standing under the Ally Invest Securities (AIS) Customer agreement. We’ll pay your bonus within 30 days after your $1,000 minimum reaches the 90-day mark.
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Current active Ally Bank and Ally Auto customers who do not currently have, nor previously had, an account with Ally Invest , can earn a cash bonus of either $100, for transferring from an existing Ally Bank account, OR $200, for transferring from an external (non-Ally) account, after opening an eligible Ally Invest Self-Directed Trading account or Robo Portfolio account and meeting all of the criteria described in this offer.
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NOTE: Individual Retirement Accounts (IRAs), trust accounts, and Personal Advice accounts are not eligible.
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This offer is good for opening one account only and eligible customers can only earn one cash bonus upon meeting all requirements of the offer.
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Opening an account without using the links provided on this offer’s web page will disqualify you from receiving the bonus.
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Persons who are not eligible for this offer but access the offer’s website and proceed to open an Ally Invest account do not meet the terms of this offer and thus will not be paid the cash bonus.
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To meet the terms of the offer, total cash and/or securities transferred into the account must be valued at a minimum of $1,000 at the time of the transfer. Market activity that causes your portfolio value to rise above $1,000 does not meet this funding requirement. Instances of market volatility causing your portfolio to drop below $1,000 does not disqualify you.
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Customer may receive either the $200 bonus or the $100 bonus but will not receive both bonuses.
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To be eligible for the $200 bonus, transfers totaling at least $1,000 must be entirely from an external (non-Ally) account – eligible transfer types from an external account include ACH, ACAT (securities or cash), wire transfer, or check.
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If you transfer from both an Ally Bank account and an external account in order to reach the $1,000 minimum in your Self-Directed Trading Account, you will be considered eligible for the $100 bonus (and not the $200 bonus).
Quick Thoughts
For starters, this offer is only available for existing Ally Bank customers, so you’ll need to have already been an Ally Bank customer in order to take advantage of this brokerage offer. Furthermore, it’s only for folks who have never had an Ally Invest account before, so if you’ve taken advantage of a past bonus, you won’t be eligible for this one. However, if you have an Ally Bank account and don’t yet have Ally Invest, this is a very easy bonus if you can afford to tie up $1,000 or move $1,000 worth of investments to Ally for at least 90 days.
I tend to look at brokerage and checking account bonuses as a pool of cash that I can use to buy points when they’re on sale, use for paid travel, or simply invest for a rainy day. As far as checking and brokerage bonuses go, this has one of the easiest sets of requirements in terms of the amount you need to deposit and the minimum hold time.
H/T: Doctor of Credit
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