Finally approved by Capital One!


Six months ago, I applied for the Capital One Venture Rewards card.  Denied.  18 months before that, I applied for the Spark Miles Business card.  Denied.  Other family members tried either or both cards.  They too were denied.

Today, though, I figured I’d have another go at kicking that football and… bam!  Instantly approved for the Venture Rewards 100K offer!

For the record, my interest in Capital One increased recently after I learned what great value is possible with Wyndham points for booking Vacasa vacation rentals (see: Wyndham Vacasa: Great Value is Real!).  Capitol One offers the only transferable points that transfer to Wyndham (transfer ratio: 2 to 1.5 1 to 1 as of April 20, 2021!).  And even though I’ll soon earn 45K points from my new Wyndham Earner Business Card, it will be great to have an easy way to top off my Wyndham account as needed.  Plus, of course, as a blogger who writes about this stuff, having a Capital One card is useful for knowing first-hand the things I write about.

With the current offer, I’ll get 100,000 “miles” after $20K spend in a year.  Plus, of course, all spend earns 2X “miles” per dollar, so I’ll have at least 140,000 “miles” once I complete the spend.  Not bad at all!

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