For the last year or so, there’s been a Citi Offer giving 1.5% cashback on purchases from Giftcards.com. They’ve now boosted that cashback rate to 3% which will stack nicely with earnings from shopping portals as well as the occasional sales they run.
- Get 3% back as a statement credit on targeted Citi cards when making purchases from Giftcards.com.
- Direct link to Citi Merchant Offers.
- Expires October 17, 2023.
- Limit 2 redemptions per cardholder for duration of offer.
- Only US-issued payment cards are eligible to enroll and earn.
- Online purchases made with a virtual card may not qualify for cashback rewards.
- Online offers are not valid for in store purchases and may not be combined with other Citi offers.
- Offer may be displayed on multiple websites but is redeemable only once per qualifying transaction. If you link to the same offer on more than one site, your qualifying transaction will only be eligible for rewards or benefits associated with the offer through the most recently linked site.
- Limit 1 redemption per offer link.
- A linked offer that has not been redeemed will automatically expire 45 days after it is linked or re-linked, or on the date the offer itself ends, whichever is sooner.
The maximum load on Visa and Mastercard gift cards from Giftcards.com is only $250 nowadays, with purchase fees being $5.95. The cashback from this Citi Offer therefore more than covers the purchase fee, not to mention the rewards you can earn through a shopping portal which is particularly useful now that Giftcards.com is back on airline portals.
Giftcards.com also sometimes runs sales, giving discounts on Visa and/or Mastercard gift cards, as well as discounts on third party gift cards like Lowe’s, Instacart, Carter’s and more.
Note that with this Citi Offer you can use it twice per credit card it’s loaded to. Citi Offers are unlike Amex Offers where you can only load an offer to one card. Instead, they’re more like Chase Offers as you can load it to each card you’re targeted for and redeem the offer on each of those cards if you want.
Something that’s a little annoying about Citi Offers is that they sometimes don’t specify a limit for how much cashback you can earn from an offer. That might simply mean that there’s no limit, but if placing a ~$1,500 order, be aware that it’s not guaranteed that you’ll earn 3% on that full purchase, although hopefully people can provide data points in the comments.