Update 4/25: These insane under-the-radar Business Platinum offers keep getting even better. Today, a Travel on Points reader reported seeing a 300K offer using the same methods that are described below.
Unfortunately, this 300K offer has the same increased $20K minimum spend that we reported on the 150K public offer earlier today. But that’s a steal for 300,000 Membership Rewards points. I keep thinking that Amex can’t get any crazier with these Business Platinum offers…and I keep being wrong.
Original post follows.
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Holy Points Parade.
There is a new offer for the American Express Business Platinum card floating around that gives an incredible 250,000 Membership Rewards after $15K in spend. We’ve heard reports of this popping up for a few weeks, but there were no links to access it online. We found one, reported it, and it died soon after.
We’ve now heard several reports of people being able to trigger it through various browsing methods. Miles Earn and Burn published a good summary of some different things to try, among them:
- Using a fresh browser
- Using a VPN in either Dallas or Denver
- searching for “American Express Business Platinum” in a search engine. It seems most common to come across a 190K offer, but some folks have been able to trigger 250K by waiting for that 190K landing page to expire and then hitting “refresh”
There’s also a helpful reddit thread that these suggestions come from that contains several reports of successful attempts. Good news is that this puppy is still out there to be found.
This 250K offer DOES have once-in-a-lifetime language, so those who have the card or have had it within the last 5-7 years aren’t officially eligible. That said, we’ve seen several reports of folks who shouldn’t be eligible successfully applying without getting the pop-up telling them that they’re not eligible for a welcome offer.
This is the best offer we’ve ever seen for the Business Platinum card…and maybe any credit card, for that matter.
If you can’t generate this link, You may be able to get a 190K-200K offer by using the methods we describe here.
The Offer & Key Card Details
| Card Name w Details No Review (no offer) |
|---|
$695 Annual Fee Earning rate: 5X flights and prepaid hotels at AmexTravel.com ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $200 in Hilton credits ($50 per quarter) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ Up to $120 Global Entry/TSA Precheck fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $199 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits See also: Amex Platinum Guide |
Quick Thoughts
This targeted offer is more than double the current best public offer. Even if you didn’t take advantage of any bonus categories, this works out to almost 17x MR on $15K spend…an absolutely stellar deal.
This Business Platinum welcome offer DOES have “once-in-a-Lifetime” language. If you have had the card before (or within the last five to seven-ish years), you are not officially eligible for this offer. However, in those cases Amex will almost never do a hard pull and will let you know via a pop-up that you’re not eligible for the welcome offer before you submit the application. We’ve seen multiple reports of folks who shouldn’t be eligible successfully applying without getting the pop-up.
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Finally got the 250K offer to appear! And then Pop-Up Jail! Sadness. Never had a Business Platinum or any Amex business card, though I did cancel the Platinum vanilla after one year in February. Moving on, I looked back at the pre-approved email offer for 175K with $15K spend. Thought about for a couple days and decided that was good enough, applied, and just got approved. Disappointed it’s not 250K (or 300K!), but after trying and trying for 3 months (I probably searched 1000+ times using all the browsers and tricks) I’m content with the 175K. The lower spend is also a big benefit for me, as $20K is a massive reach and with the lower spend P2 and I still have some room to jump if a big SUB offer launches on another card while we’re working on this one.
DP: I leave the page open on my incognito and check it a few times a day. Best I’ve received is 200k for $20k spend. When the news first posted on the 250k offer, I put in a lot of effort using VPN, checking frequently, trying different devices, different browsers, and never got an offer over 150k. Anyway, I’ll keep up my new low effort approach and jump if I get 250k or more.
I messed with GEOs for a few hours over the weekend. I couldn’t get a VPN into Denver or Dallas for free and didn’t want to pay/set up for speculation. That said I ended up triggering the 250k on a refresh of the “standard” 150k in one of them and jumped at that, so I can say the 250 is still dropping as of Saturday night.
Just logged in to see my husband was targeted for a 200k BP with only 15k spend that seems to be NLL – wondering if anyone else is seeing the same?
I guess the 250k for 15k spend is gone? 15k would be a stretch so 20k is a deal breaker
Does “once in a lifetime” apply to person or business ? If someone has multiple businesses does approval for one, automatically disqualify the other businesses ?
Generally once in a lifetime really means once every 7 years and on the case of a Business card it is tied to the person, not business. Either way AMEX will tell you if you are eligible for the SUB during the application process.
What are people using for their VPN to spoof the location? I don’t really want to pay for one to see if I can get this to work. FineVPN was free and says it has Dallas but only lets you select US so I gotta keep trying and hoping which also feels pointless.
Got 200k w/ a refresh in Iowa, struggling to get a geo in the right place.
I pulled the 250k offer 3 days ago. Was in a Kroger in the middle of nowhere in TN. Connected to the wifi and as soon as i opened my browser an old amex 190k offer page refreshed and there was the 250k. Had tried for days all across the northeast (i live in new england) and it wasn’t until amex thought i lived in the woods that they thought “hey, i bet this guy could use a $700 AF card.”
I got approved yesterday for this offer, could not resist 250k.
Does the 1.5x kick in when you hit 5k in transactions or is it 1.5x only for each transaction over 5k ? I think it is the latter, please confirm.
I’m pretty sure I read it as 1.5x only for each transaction over 5k.
How many tries did you do to get 250k? Did you use vpn for denver/dallas locations?
I am in the NorthEast and only did one try. Opened chrome incognito and did a search. Clicked on first Amex link that said 190 but 250 opened so I applied. Took screenshots as well.
I was finally able to get the offer to pop up again today after randomly trying at home, in office, on the go on my phone, etc. This time I was at home (TX) and used google Chrome. Typed in ‘Amex biz platinum’ and clicked on the first non-sponsored link. Initial offer showed 190k. Waited the 20+ minutes and clicked on the ‘refresh page’ dialog box and was floored when I finally saw 250k! Applied instantly (without logging in) and was approved instantly!
SCAM ALERT:- For business platinum card holders, there is 35% airline cashback benefit when redeeming airline travel with points. But Amex travel is increasing the fares. They are frauds. Ex first class tickets from JFK to CLE are available for $285 on AA.com or any other website like expedia, google fare, skyscanner, travelocity etc. This same fare on AMEXTRAVEL.com is sold by them for $399.
I guess platinum business card holders will buy such fares blindly to get 35% airline rebate. But they end up paying $399 for same ticket that costs $285 on airline website or any other travel website. This is fraud by AMEX and we should file a class action lawsuit against amex for cheating their platinum card holders…..
Thoughts?
I thought you can receive the 35% rebate on any airline ticket purchase from any website??
As of this year, this is generally an AA.com issue, not an Amex Travel issue.
AA is actively discouraging 3d party bookings, and it’s reflected with virtually all travel agencies.
I finally got it to show again after about 2 weeks of randomly trying. First time it popped up I made the log in mistake. Randomly refreshed 4 different browsers using different search engines without VPN virtual location (I’m in NY). IMO it’s random.
After what seemed like an eternity of multiple browsers, VPN’s, locations, etc. I finally refreshed and saw the 250k offer! My heart immediately dropped. I didn’t think it was possible. It felt surreal after probably 2 weeks and 200+ browser refreshes.
It happened on a Microsoft Edge browser while I was in the library. If I could had to do this this again, here’s what I would do:
My best guess is that the offer is based on location/random timing. The more browsers/locations you try, the better your chances are.
Anyways, this is my first platinum and I can’t wait to use it! Good luck, it will work if you are ridiculously persistent and unorthodox with your experimentation.
I had four Chrome incognito windows, two Opera private windows and two Safari private windows opened between my laptop and phone. Over the course of 3 full days I refreshed them whenever the pages expired. The best I ever saw was 190K. Then on the fourth morning I opened up my laptop and one of those refreshed and showed a 250K. I immediately pulled the trigger and was approved. 7 days earlier I got the Business Gold with 150K. Not a bad week.
Ugggg, stop giving me hope. Been refreshing for 5 days. Almost on the verge of going for the 190k. Any VPN? Which browser ended up working?
So out of the 8 windows total, 7 of them were using a specific link I found online. They almost always showed the 190K offer. The one that actually worked in the long run was a Chrome incognito window in which I searched “amex platinum business”. It showed 120K, 150K, 170K and then settled on 190K for 2 days. Then it suddenly refreshed to 250K. No VPN used.
I’ve had a Chrome incognito open for a few days and just refresh the page after the pop up shows up saying the page needs to be refreshed. Just did it today and the 250K offer came up. Applied and approved. I’d say don’t manually refresh and wait for the popup.
Just curious, did you hit the chrome refresh or the AMEX site refresh? Been trying this on 4 different browsers, 2 different computers, 1 phone, 4 incognito pages for a total of like 15 or so refreshes whenever I notice the pages, hahahaha. Would love to see that 250k and then hopefully get approved!
Amex site refresh
I’m only getting the 190k offer also. I’ve tried for 7 days using Opera, Microsoft Edge, Chrome, and Safari. Refreshed over 100 times by now. Any steps to reproduce the 250k bonus?