Kohl’s Chase Offer: Get 20% Back On Up To $100 (Can Buy Gift Cards In-Store Inc. Amazon, Best Buy, Delta & More)


A targeted Kohl’s Chase Offer showed up the other day giving 20% back on up to $100 spend. While you might not be interested in shopping at Kohl’s, there is a reason to be interested in this offer – they have a decent gift card rack in-store stocked with many different brands.

Kohl's Chase Offer 20% back $100 spend 12.02.22

The Deal

  • Get 20% back at Kohl’s with a targeted Chase Offer.

Key Terms

  • Expires December 2, 2022.
  • Maximum $20 back.
  • Offer valid one time only.
  • Payment must be made directly with the merchant.

Quick Thoughts

If you’re planning on doing any holiday shopping at Kohl’s this week due to the Black Friday deals, you might be able to make use of this offer organically.

Like I mentioned earlier though, there’s another good reason to care about this offer – Kohl’s has a decent third party gift card rack. The exact selection of available brands might differ by store, but a GC Galore reader sent me a couple of photos from their local store and here are just some of the gift cards you could buy to lock in the 20% discount:

  • Amazon
  • Best Buy
  • Starbucks
  • Airbnb
  • Delta
  • Southwest
  • Hotels.com
  • Home Depot
  • Lowe’s
  • Instacart
  • Chipotle
  • Google Play

What makes this Kohl’s Chase Offer even more useful is that if you’re targeted for it on multiple cards, you can load the offer to each eligible card and redeem it on each one. Between my wife and I, we have the offer on five different cards (some personal cards and some business cards), so I’m definitely planning on stocking up on $500 worth of these gift cards – either for personal use or reselling.

Note that the offer is only valid for one transaction, so it would make sense to max out that $100 spending limit in one go. For example, if you were to spend $35 on clothing at Kohl’s, add $65 worth of other gift cards – even Kohl’s gift cards – to maximize that 20% statement credit.

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The offer has since disappeared. (Not listed under offers or claimed. I have not seen the cash back on my card. Has this happened to anyone else?


Thank you! I bought 3 $100 Amazon cards yesterday. Note: They had 3 racks of gift cards throughout the store near register areas, I had to dig to find something >$25 and found Amazon on the 3rd and final rack.


note: I had the offer on Freedom, Southwest Business and Business Ink.


Is this better than buying a fee free $100 GC at Staples or OD/OM at 5x with CIC? Sorry, having a hard figuring out the 20% discount vs 5x points earnings.


Thanks Stephen! I shouldn’t have mentioned “fee free” as that automatically assumes Visa or MC. I was thinking more like a $100 Amazon GC at an office store with 500 UR vs a $100 Amazon GC at Kohl’s with a 20% statement credit. Of course buying multiples with whichever cards I am targeted on. But going by your reply, the UR would have to be worth 4cpp to equal the Kohl’s deal, correct? Thanks!!


Got this on Two cards and already maxed both.


We just bought a $100 Kohl’s gift card. Kohl’s is the only “department store” in my Central IL town. We spend at least $100 in Kohl’s every quarter. It’ll be easy to take advantage of Kohl’s discounts of 20-30% which are usually only allowed if charging the purchase to Kohl’s credit card.


When it says “directly with merchant,” does that mean we can’t use it online?


I was wondering the same thing as well


Are there any gift cards on kohls.com available online besides the kohl’s gift cards? Was looking for amazon or southwest but don’t see them online. Would prefer to purchase online so I can use a portal and also not have to drive in. Thanks

Joe Lee

So buying Kohls gift cards should trigger the offer?


I am new to this. How do I get this on my Kolhs card?


I got this on my Southwest business card. My local Kohls didn’t have any Amazon cards so I bought a $100 Southwest card.


Do you to activate this on the chase portal first?




Ok so I buy $100 kohls gift card through my portal and then buy a let’s say a hotels.com gift card at Kohls w it? I’m so confused sorry.


Activate it on the Chase portal under whatever card it is offered on. Use that Chase card to purchase $100 in gift cards At a Kohl’s Store. Whether it be Kohl’s itself or hotels dot com whatever cards you want.


Seen this on both cobranded and Chase branded cards, good offer.


thanks. just made $120 from having 6 cards with this offer, along with $20 from 4 x $5 off grocery.


Thanks, had 3 of these on my business cards only.


Nice have Kohls on two cards as well debating SW or Hotels dot com

Also added $5 off $5 at a Grocery store on two of 13 cards

Also have 10% CB on OD/OM just need another VGC/MCGC deal in next 7 days.

DOSH stack would be nice been a minute since I did the OD GC deal-


DOSH hasnt shut you down yet?


I was just wondering if Dosh was still doing 2% at OD – I cashed my Dosh out 8.2.2022

Haven’t done VGC @ OD with Dosh since earlier this year – was wondering if OD/Dosh was still doing 2% (they are)


No, I don’t hit that Dosh/OD that hard anymore

Arnold S

That’s a great find…. hopefully they will have AirBNB gift cards at the Kohl’s near me.

Beth B

Just bought my $100 Southwest card there yesterday with this offer!