Leaked Bilt Card Details…Maybe | Coffee Break Ep86 | 1-7-26

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We’ve known that Bilt intends to introduce new credit cards soon, with details expected for release on January 14th, but someone found some code on a website that’s got the community stirring, speculating about what it could mean. (Read more about leaked Bilt card details here).

Leaked Bilt Card Details…Maybe

Watch the full episode below, or listen on your favorite podcast platform. You can click the timestamps below to navigate directly to a specific part of the episode within YouTube. For a transcript of this episode, click “Watch on Youtube” on the video below, then click the “…more” link in the video description. This will expand full video details. Scrolling down past the timestamps and chapters, you’ll see a “Show Transcript” button. If you’re an Apple Podcast listener, you can touch and hold a podcast episode to reveal an option to view a transcript.

Watch here:

Or listen here (or click “Follow” on the player below to select your preferred podcast app instead):

(01:03) – Ad disclosure

(01:55) – Leaked details… maybe

(03:05) – Bilt Blue Card

(03:42) – Bilt Obsidian Card

(04:42) – Bilt Palladium Card

(06:20) – What’s this Bilt Cash all about?

(13:48) – Nick’s assessment

(17:30) – Greg’s assessment

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Music Credit – Beach Walk by Unicorn Heads

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Madden

I agree with what you guys say, as a replacement for the old Bilt card it’s kind of mediocre but something with 4% bilt cash back in addition to points seems really good just for normal spend. We’ll have to wait to see how useful the bilt cash is in practice, but if it’s even somewhat easy to use then this could be a killer general purpose card.

The Other Jack

I have a sneaking suspicion that the Bilt Cash earn rate is 0.4% as opposed to 4%.

john de

Really looking forward to Bilt 2.0. Housing payment aside, this is a card that earns 2 points and 4% bilt cash per $1. Even if bilt cash is valued at 50%, that still 4+% return on all spending.

LSP

Kudos for the ’emergency’ podcast!

1990

And BILT just emailed: “Don’t wait: Use your A$AP Rocky vinyl credit” … ahh, priorities.

1990

Oof, the pre-recorded BILT ad on the audio podcast. LOL.

For real, thank you for ‘keeping it real’ and still allowing comments, including heated debate and critique… (unlike those sell-outs over at TPG, who gave up on the ‘community’ years ago.)

Geoff Xiao

>50% of TPG articles are complete fluff probably by AI to post more affiliate links

Tom

There’s no need to issue insults.

1990

Who’s offended? TPG deserves the hate.