Amex NLL Offers: 160K Business Platinum and 100K Business Gold (more targeted)

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Update 10/30/22: Today, Doctor of Credit reported that that there is another fresh round of no-lifetime-language offers out for the Amex Business Platinum and Amex Business Golds. I checked my account and P2’s and, sure enough, we both had offers for the Business Platinum and were targeted for the Business Gold as well. I applied and was approved for both of us. It’s worth checking your accounts under “featured offers” and/or trying the links below. For both of us, our targeted cards were already-existing Business Platinums.

American Express has yet another round of massive targeted offers for the Business Gold and Business Platinum cards that are both No Lifetime Language offers (NLL). This means that even cardholders who have already had (or currently have) the cards are eligible for the welcome offer. These new links appear to be widely targeted.

The Business Platinum is the best points per dollar of spend offer that we’ve seen thus far at 150,000 Membership Rewards points for $15,000 spend with an additional 10,000 points for spending $1,000 on an employee card needed.

a close-up of a card

 

The Business Gold offer has an expiration date of 5/31/23, while the Business Platinum doesn’t have an expiration listed.

The both linkscame from a targeted pop-up that appeared on my wife’s account over the weekend (she was just approved for a second Business Platinum within the last month). It requires you to log-in first and then click the link to find out if you’re targeted.

a close-up of a card

The Offer

You must log into your account first, then click the link. 

If you see the message below or see a screen with no offer listed, it means you’re not targeted. If you get a pop-up telling you that you are not eligible for the welcome offer, you aren’t.

a screen shot of a computer

Quick Thoughts and Key Card Details

Card Name w Details & Review (no offer)
FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review

$695 Annual Fee
Earning rate: 5X flights and prepaid hotels at AmexTravel.com ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply.
Base: 1X (1.55%)
Travel: 5X (7.75%)
Other: 1.5X (2.33%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ $100 Global Entry fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $189 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits
Card Name w Details & Review (no offer)
FM Mini Review: This card may be a keeper for those who use the monthly credits, but keep only if you also make good use of one or two 4X categories. Click here for our complete card review

$375 Annual Fee
Earning rate: Earn 4X in combined eligible purchases in the two categories where your business spends the most each billing cycle (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply.
Base: 1X (1.55%)
Travel: 3X (4.65%)
Dine: 4X (6.2%)
Gas: 4X (6.2%)
Shop: 4X (6.2%)
Phone: 4X (6.2%)
Biz: 4X (6.2%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Earn up to $20 in statement credits each month for eligible purchases at FedEx, Grubhub, and office supply stores. Enrollment required. ✦ Monthly Walmart+ Membership credit when you use the card to pay for monthly Walmart+ membership ✦ Terms Apply. (Rates & Fees)

Keep in mind that both the Business Platinum Dell and airline credits reset on the calendar year.  This means that in the first year of card membership, you can get 3x Dell credits and 2x airline incidentals, adding an additional ~$400 in first year value if you only pay the annual fee once. While the various perks and credits on Amex cards can feel a little “coupon booky,” I find it pretty easy to get full advantage of these two and the wireless service credit as well.

These are obviously a terrific welcome offers if you can use the card and make the spend.  Without even considering the additional perks and credits, the Business Platinum offer will end up being around ~$2400 based on our RRV, whereas the Business Gold would be around $1500.

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