New 50K Offer on Ink Cash

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There is a newly increased offer on the Chase Ink Cash Business Credit Card good for $500 cash back (equal to 50,000 Ultimate Rewards points) after $3,000 spend in the first 3 months.

chase ink cash 50k

The Offer

  • Get $500 bonus cash back (50K Ultimate Rewards points) after you spend $3,000 on purchases within the first 3 months
  • Find a link on our dedicated Chase Ink Cash Business Credit Card page

Key Card Details

  • No annual fee
  • 5X Ultimate Rewards points for office supply purchases, phone, TV, and internet
    (5X rewards are for up to $25,000 spend per cardmember year)
  • 2X Ultimate Rewards points for gas and restaurants

Quick Thoughts

This is an awesome offer on a card with no annual fee and a great earning structure. This card earns Ultimate Rewards that can only be redeemed for cash back unless you also hold a premium Chase card like the Chase Ink Business Preferred, Chase Sapphire Reserve, or the Chase Sapphire Preferred. If you have one of those cards, you can transfer points from your Ink Cash to that card and then transfer to all of the Ultimate Rewards partners.

As you can earn 5x at office supply stores and on phone, TV, and Internet services (on up to $25K in purchases annually) with no annual fee, this card is a long-term keeper.

Of course, if you don’t currently have the Ink Business Preferred, another strategy would be to apply for that card – which currently offers a signup bonus of 80,000 Ultimate Rewards points after $5,000 in purchases in the first three months — and later downgrade to the Ink Cash.

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Sofia K

I have a couple of questions regarding downgrading the Ink Business Preferred to the Ink Business Cash.
1. How do you downgrade? do you call a particular line?
2. Does the downgraded card inherit the original Card Opening date? or does the date reset to the downgraded date? Asking so I know when I can cancel and re-apply after the 24 months have passed.

Jo

Hi All, I used to have the Ink Preferred, then downgraded to Ink Cash when the annual fee came due. I only have 1 business. Should I close the current Ink Cash before applying for a new one with the 50K bonus? Or it is okay to keep the current Ink Cash and apply for another Ink Cash? Thanks in advance.

CaveDweller

Boy that’s a Great Deal not 80K but no Fee I’ve been paying an $95 annual fee 4 Ever .Just like my old Bold Ink 5x get it then Citi Prestige card perfect .I only need them 2 cards for 60k points a year + 4th nite free.

CHEERs

Elsabeth

If I’m an authorized user on my husband’s Chase Sapphire Reserve and I get this card, can I use the points for transfer to Ultimate Rewards partners?

Alli

Do I need to be under 5/24?

Walker

Yes, you do.

Don

Are you eligible for this if you already have ink business preferred

Lana

Yes you can, I had the CIP for a while and just applied for the Ink Cash and got approved

exoticfusion

I can’t remember, but if I am under 5/24 by March 2018, then I can apply for it in April correct?

Greg The Frequent Miler

Correct

Andrew

given that this is a biz card, is it even subject to 5/24??

Andrew

sorry i should have known this. follow up question, i opened a ink preferred last year, will that count toward my 5/24 as i consider applying for the ink cash? my understanding according to DOC is that chase biz cards currently open don’t count towards my 5/24 limit as i’m looking to apply to NEW chase biz cards. thanks again!

i also have a ink business plus from many years ago. considering closing 1 if not both of them to prepare to apply for ink cash and hold the cash indefinitely cuz of no AF.

Kelly

Can you have 2 Ink Cash cards if you have 2 businesses? I am starting a second business, and would love to take advantage of this offer if possible.

Greg The Frequent Miler

Yes you can

nbsandiego

On the same topic, Greg, if I am starting a second business can that 2nd business apply for the Chase Ink Business Preferred (the one with 80k bonus) and earn that 80k bonus?

Greg The Frequent Miler

Yes. Theoretically you could get both Ink cards for both businesses for a total of 260,000 signup bonus points!